This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,360 | 952 |
| 2 | 51,360 | 1,397 | 978 |
| 3 | 52,757 | 1,435 | 1,004 |
| 4 | 54,192 | 1,474 | 1,032 |
| 5 | 55,666 | 1,514 | 1,060 |
| 6 | 57,180 | 1,555 | 1,089 |
| 7 | 58,735 | 1,598 | 1,118 |
| 8 | 60,333 | 1,641 | 1,149 |
| 9 | 61,974 | 1,686 | 1,180 |
| 10 | 63,660 | 1,732 | 1,212 |
| 11 | 65,391 | 1,779 | 1,245 |
| 12 | 67,170 | 1,827 | 1,279 |
| 13 | 68,997 | 1,877 | 1,314 |
| 14 | 70,874 | 1,928 | 1,349 |
| 15 | 72,801 | 1,980 | 1,386 |
| 16 | 74,782 | 2,034 | 1,424 |
| 17 | 76,816 | 2,089 | 1,463 |
| 18 | 78,905 | 2,146 | 1,502 |
| 19 | 81,051 | 2,205 | 1,543 |
| 20 | 83,256 | 2,265 | 1,585 |
| TOTAL | $35,520 | $24,864 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.15% |
$500 |
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Last change: ↑0.15% on December 22. |
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4.10% |
$1,000 |
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4.10% |
$2,500 |
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Last change: ↑0.20% on December 7. |
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4.10% |
$0 |
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Last change: ↑0.10% on November 3. |
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