Compare Savings vs. CDs
Comparison of Deposit Account from Fannin Bank with 1.10%
- October 2026
Long-Term Analysis of Unison Bank with 0.03% APY and First State Bank Illinois with 0.20% APY and NVE Bank with 0.42% APY and Fannin Bank with 1.10% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL SAVINGS0.03%-$50,000N.A.Bank0.13x (National Avg. - 0.23%)$1SCENARIO
Year Rate
0.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 15 11 2 50,015 15 11 3 50,030 15 11 4 50,045 15 11 5 50,060 15 11 6 50,075 15 11 7 50,090 15 11 8 50,105 15 11 9 50,120 15 11 10 50,135 15 11 11 50,150 15 11 12 50,165 15 11 13 50,180 15 11 14 50,195 15 11 15 50,210 15 11 16 50,225 15 11 17 50,241 15 11 18 50,256 15 11 19 50,271 15 11 20 50,286 15 11 TOTAL $301 $211 - 2LOCAL MONEY MARKET0.20%-$50,000N.A.Bank0.86x (National Avg. - 0.23%)$10,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 3LOCAL CD0.42%-$50,00048 MonthBank0.51x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
0.42%Annual
InterestAnnual Interest
(After Tax)1 50,000 210 147 2 50,210 211 148 3 50,421 212 148 4 50,633 213 149 5 50,845 214 149 6 51,059 214 150 7 51,273 215 151 8 51,489 216 151 9 51,705 217 152 10 51,922 218 153 11 52,140 219 153 12 52,359 220 154 13 52,579 221 155 14 52,800 222 155 15 53,022 223 156 16 53,244 224 157 17 53,468 225 157 18 53,693 226 158 19 53,918 226 159 20 54,144 227 159 TOTAL $4,372 $3,060 - 4LOCAL CD1.10%-$50,00036 MonthBank1.45x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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