This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 900 | 630 |
| 2 | 50,900 | 916 | 641 |
| 3 | 51,816 | 933 | 653 |
| 4 | 52,749 | 949 | 665 |
| 5 | 53,698 | 967 | 677 |
| 6 | 54,665 | 984 | 689 |
| 7 | 55,649 | 1,002 | 701 |
| 8 | 56,651 | 1,020 | 714 |
| 9 | 57,670 | 1,038 | 727 |
| 10 | 58,708 | 1,057 | 740 |
| 11 | 59,765 | 1,076 | 753 |
| 12 | 60,841 | 1,095 | 767 |
| 13 | 61,936 | 1,115 | 780 |
| 14 | 63,051 | 1,135 | 794 |
| 15 | 64,186 | 1,155 | 809 |
| 16 | 65,341 | 1,176 | 823 |
| 17 | 66,517 | 1,197 | 838 |
| 18 | 67,715 | 1,219 | 853 |
| 19 | 68,933 | 1,241 | 869 |
| 20 | 70,174 | 1,263 | 884 |
| TOTAL | $21,437 | $15,006 |
| Year | Rate 3.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,550 | 1,085 |
| 2 | 51,550 | 1,598 | 1,119 |
| 3 | 53,148 | 1,648 | 1,153 |
| 4 | 54,796 | 1,699 | 1,189 |
| 5 | 56,494 | 1,751 | 1,226 |
| 6 | 58,246 | 1,806 | 1,264 |
| 7 | 60,051 | 1,862 | 1,303 |
| 8 | 61,913 | 1,919 | 1,344 |
| 9 | 63,832 | 1,979 | 1,385 |
| 10 | 65,811 | 2,040 | 1,428 |
| 11 | 67,851 | 2,103 | 1,472 |
| 12 | 69,954 | 2,169 | 1,518 |
| 13 | 72,123 | 2,236 | 1,565 |
| 14 | 74,359 | 2,305 | 1,614 |
| 15 | 76,664 | 2,377 | 1,664 |
| 16 | 79,041 | 2,450 | 1,715 |
| 17 | 81,491 | 2,526 | 1,768 |
| 18 | 84,017 | 2,605 | 1,823 |
| 19 | 86,622 | 2,685 | 1,880 |
| 20 | 89,307 | 2,769 | 1,938 |
| TOTAL | $42,075 | $29,453 |
| Year | Rate 1.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 630 | 441 |
| 2 | 50,630 | 638 | 447 |
| 3 | 51,268 | 646 | 452 |
| 4 | 51,914 | 654 | 458 |
| 5 | 52,568 | 662 | 464 |
| 6 | 53,230 | 671 | 469 |
| 7 | 53,901 | 679 | 475 |
| 8 | 54,580 | 688 | 481 |
| 9 | 55,268 | 696 | 487 |
| 10 | 55,964 | 705 | 494 |
| 11 | 56,669 | 714 | 500 |
| 12 | 57,384 | 723 | 506 |
| 13 | 58,107 | 732 | 512 |
| 14 | 58,839 | 741 | 519 |
| 15 | 59,580 | 751 | 525 |
| 16 | 60,331 | 760 | 532 |
| 17 | 61,091 | 770 | 539 |
| 18 | 61,861 | 779 | 546 |
| 19 | 62,640 | 789 | 552 |
| 20 | 63,429 | 799 | 559 |
| TOTAL | $14,229 | $9,960 |
| Year | Rate 4.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,025 | 1,418 |
| 2 | 52,025 | 2,107 | 1,475 |
| 3 | 54,132 | 2,192 | 1,535 |
| 4 | 56,324 | 2,281 | 1,597 |
| 5 | 58,605 | 2,374 | 1,661 |
| 6 | 60,979 | 2,470 | 1,729 |
| 7 | 63,449 | 2,570 | 1,799 |
| 8 | 66,018 | 2,674 | 1,872 |
| 9 | 68,692 | 2,782 | 1,947 |
| 10 | 71,474 | 2,895 | 2,026 |
| 11 | 74,369 | 3,012 | 2,108 |
| 12 | 77,381 | 3,134 | 2,194 |
| 13 | 80,515 | 3,261 | 2,283 |
| 14 | 83,776 | 3,393 | 2,375 |
| 15 | 87,168 | 3,530 | 2,471 |
| 16 | 90,699 | 3,673 | 2,571 |
| 17 | 94,372 | 3,822 | 2,675 |
| 18 | 98,194 | 3,977 | 2,784 |
| 19 | 102,171 | 4,138 | 2,897 |
| 20 | 106,309 | 4,306 | 3,014 |
| TOTAL | $60,614 | $42,430 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |