This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 382 | 267 |
| 2 | 50,382 | 384 | 269 |
| 3 | 50,766 | 387 | 271 |
| 4 | 51,153 | 390 | 273 |
| 5 | 51,544 | 393 | 275 |
| 6 | 51,937 | 396 | 277 |
| 7 | 52,333 | 399 | 280 |
| 8 | 52,732 | 402 | 282 |
| 9 | 53,135 | 405 | 284 |
| 10 | 53,540 | 409 | 286 |
| 11 | 53,949 | 412 | 288 |
| 12 | 54,360 | 415 | 290 |
| 13 | 54,775 | 418 | 293 |
| 14 | 55,193 | 421 | 295 |
| 15 | 55,614 | 424 | 297 |
| 16 | 56,038 | 428 | 299 |
| 17 | 56,466 | 431 | 302 |
| 18 | 56,897 | 434 | 304 |
| 19 | 57,331 | 437 | 306 |
| 20 | 57,768 | 441 | 309 |
| TOTAL | $8,209 | $5,746 |
| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 300 | 210 |
| 2 | 50,300 | 302 | 211 |
| 3 | 50,602 | 304 | 213 |
| 4 | 50,905 | 305 | 214 |
| 5 | 51,211 | 307 | 215 |
| 6 | 51,518 | 309 | 216 |
| 7 | 51,827 | 311 | 218 |
| 8 | 52,138 | 313 | 219 |
| 9 | 52,451 | 315 | 220 |
| 10 | 52,766 | 317 | 222 |
| 11 | 53,082 | 318 | 223 |
| 12 | 53,401 | 320 | 224 |
| 13 | 53,721 | 322 | 226 |
| 14 | 54,044 | 324 | 227 |
| 15 | 54,368 | 326 | 228 |
| 16 | 54,694 | 328 | 230 |
| 17 | 55,022 | 330 | 231 |
| 18 | 55,352 | 332 | 232 |
| 19 | 55,684 | 334 | 234 |
| 20 | 56,019 | 336 | 235 |
| TOTAL | $6,355 | $4,448 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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