This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.14% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 570 | 399 |
| 2 | 50,570 | 576 | 404 |
| 3 | 51,146 | 583 | 408 |
| 4 | 51,730 | 590 | 413 |
| 5 | 52,319 | 596 | 418 |
| 6 | 52,916 | 603 | 422 |
| 7 | 53,519 | 610 | 427 |
| 8 | 54,129 | 617 | 432 |
| 9 | 54,746 | 624 | 437 |
| 10 | 55,370 | 631 | 442 |
| 11 | 56,001 | 638 | 447 |
| 12 | 56,640 | 646 | 452 |
| 13 | 57,286 | 653 | 457 |
| 14 | 57,939 | 661 | 462 |
| 15 | 58,599 | 668 | 468 |
| 16 | 59,267 | 676 | 473 |
| 17 | 59,943 | 683 | 478 |
| 18 | 60,626 | 691 | 484 |
| 19 | 61,317 | 699 | 489 |
| 20 | 62,016 | 707 | 495 |
| TOTAL | $12,723 | $8,906 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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