This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,760 | 1,932 |
| 2 | 52,760 | 2,912 | 2,039 |
| 3 | 55,672 | 3,073 | 2,151 |
| 4 | 58,745 | 3,243 | 2,270 |
| 5 | 61,988 | 3,422 | 2,395 |
| 6 | 65,410 | 3,611 | 2,527 |
| 7 | 69,021 | 3,810 | 2,667 |
| 8 | 72,831 | 4,020 | 2,814 |
| 9 | 76,851 | 4,242 | 2,970 |
| 10 | 81,093 | 4,476 | 3,133 |
| 11 | 85,569 | 4,723 | 3,306 |
| 12 | 90,293 | 4,984 | 3,489 |
| 13 | 95,277 | 5,259 | 3,681 |
| 14 | 100,536 | 5,550 | 3,885 |
| 15 | 106,086 | 5,856 | 4,099 |
| 16 | 111,942 | 6,179 | 4,325 |
| 17 | 118,121 | 6,520 | 4,564 |
| 18 | 124,641 | 6,880 | 4,816 |
| 19 | 131,521 | 7,260 | 5,082 |
| 20 | 138,781 | 7,661 | 5,363 |
| TOTAL | $96,442 | $67,509 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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