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Comparison of Deposit Account from FIRST CASTLE with 1.08% - December 2025

Long-Term Analysis of Security Bank with 1.00% APY and A. E. A. with 0.50% APY and RCB Bank with 2.75% APY and FIRST CASTLE with 1.08% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Security Bank

1.00%

$50,000

18 Month

Bank

1.73x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

A. E. A.

0.50%

$50,000

36 Month

Credit Union

0.66x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

RCB Bank

2.75%

$50,000

48 Month

Bank

3.36x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 2.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,375	963
2	51,375	1,413	989
3	52,788	1,452	1,016
4	54,239	1,492	1,044
5	55,731	1,533	1,073
6	57,264	1,575	1,102
7	58,838	1,618	1,133
8	60,456	1,663	1,164
9	62,119	1,708	1,196
10	63,827	1,755	1,229
11	65,583	1,804	1,262
12	67,386	1,853	1,297
13	69,239	1,904	1,333
14	71,143	1,956	1,370
15	73,100	2,010	1,407
16	75,110	2,066	1,446
17	77,175	2,122	1,486
18	79,298	2,181	1,526
19	81,478	2,241	1,568
20	83,719	2,302	1,612
	TOTAL	$36,021	$25,215

LOCAL CD

FIRST CASTLE

1.08%

$50,000

48 Month

Credit Union

1.32x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 1.08%	Annual Interest	Annual Interest (After Tax)
1	50,000	540	378
2	50,540	546	382
3	51,086	552	386
4	51,638	558	390
5	52,195	564	395
6	52,759	570	399
7	53,329	576	403
8	53,905	582	408
9	54,487	588	412
10	55,075	595	416
11	55,670	601	421
12	56,271	608	425
13	56,879	614	430
14	57,493	621	435
15	58,114	628	439
16	58,742	634	444
17	59,376	641	449
18	60,018	648	454
19	60,666	655	459
20	61,321	662	464
	TOTAL	$11,983	$8,388

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from FIRST CASTLE with 1.08% - December 2025

Long-Term Analysis of Security Bank with 1.00% APY and A. E. A. with 0.50% APY and RCB Bank with 2.75% APY and FIRST CASTLE with 1.08% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from FIRST CASTLE with 1.08% - December 2025