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Comparison of Deposit Account from First Century Bank with 0.52% - December 2025

Long-Term Analysis of First Century Bank with 0.52% APY and First Century Bank with 0.64% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First Century Bank

0.52%

$50,000

18 Month

Bank

0.90x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.52%	Annual Interest	Annual Interest (After Tax)
1	50,000	260	182
2	50,260	261	183
3	50,521	263	184
4	50,784	264	185
5	51,048	265	186
6	51,314	267	187
7	51,580	268	188
8	51,849	270	189
9	52,118	271	190
10	52,389	272	191
11	52,662	274	192
12	52,936	275	193
13	53,211	277	194
14	53,487	278	195
15	53,766	280	196
16	54,045	281	197
17	54,326	282	198
18	54,609	284	199
19	54,893	285	200
20	55,178	287	201
	TOTAL	$5,465	$3,826

LOCAL CD

First Century Bank

0.64%

$50,000

24 Month

Bank

0.97x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.64%	Annual Interest	Annual Interest (After Tax)
1	50,000	320	224
2	50,320	322	225
3	50,642	324	227
4	50,966	326	228
5	51,292	328	230
6	51,621	330	231
7	51,951	332	233
8	52,283	335	234
9	52,618	337	236
10	52,955	339	237
11	53,294	341	239
12	53,635	343	240
13	53,978	345	242
14	54,324	348	243
15	54,671	350	245
16	55,021	352	246
17	55,373	354	248
18	55,728	357	250
19	56,084	359	251
20	56,443	361	253
	TOTAL	$6,804	$4,763

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from First Century Bank with 0.52% - December 2025

Long-Term Analysis of First Century Bank with 0.52% APY and First Century Bank with 0.64% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First Century Bank with 0.52% - December 2025