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Comparison of Deposit Account from First Community Bank of East Tennessee with 0.25% - December 2025

Long-Term Analysis of Taylor County Bank with 1.50% APY and Liberty Bank with 0.89% APY and First Community Bank of East Tennessee with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Taylor County Bank

1.50%

$50,000

60 Month

Bank

1.63x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

Liberty Bank

0.89%

$50,000

48 Month

Bank

1.09x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.89%	Annual Interest	Annual Interest (After Tax)
1	50,000	445	312
2	50,445	449	314
3	50,894	453	317
4	51,347	457	320
5	51,804	461	323
6	52,265	465	326
7	52,730	469	329
8	53,199	473	331
9	53,673	478	334
10	54,151	482	337
11	54,633	486	340
12	55,119	491	343
13	55,609	495	346
14	56,104	499	350
15	56,604	504	353
16	57,107	508	356
17	57,616	513	359
18	58,128	517	362
19	58,646	522	365
20	59,168	527	369
	TOTAL	$9,694	$6,786

LOCAL CD

First Community Bank of East Tennessee

0.25%

$50,000

6 Month

Bank

0.62x (National Avg. - 0.40%)

$1,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from First Community Bank of East Tennessee with 0.25% - December 2025

Long-Term Analysis of Taylor County Bank with 1.50% APY and Liberty Bank with 0.89% APY and First Community Bank of East Tennessee with 0.25% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First Community Bank of East Tennessee with 0.25% - December 2025