Compare Savings vs. CDs
Comparison of Deposit Account from First Community Bank Virginia with 0.21%
- October 2026
Long-Term Analysis of First Community Bank Virginia with 0.21% APY and First Community Bank Virginia with 0.80% APY and Heritage Community Bank with 0.39% APY and First Community Bank Virginia with 0.17% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.21%-$50,00030 MonthBankN.A.$100,000SCENARIO
Year Rate
0.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 105 74 2 50,105 105 74 3 50,210 105 74 4 50,316 106 74 5 50,421 106 74 6 50,527 106 74 7 50,633 106 74 8 50,740 107 75 9 50,846 107 75 10 50,953 107 75 11 51,060 107 75 12 51,167 107 75 13 51,275 108 75 14 51,382 108 76 15 51,490 108 76 16 51,598 108 76 17 51,707 109 76 18 51,815 109 76 19 51,924 109 76 20 52,033 109 76 TOTAL $2,142 $1,500 - 2LOCAL CD0.80%-$50,00060 MonthBank0.86x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 401 281 2 50,401 404 283 3 50,805 407 285 4 51,213 411 288 5 51,623 414 290 6 52,037 417 292 7 52,455 421 294 8 52,875 424 297 9 53,300 427 299 10 53,727 431 302 11 54,158 434 304 12 54,592 438 306 13 55,030 441 309 14 55,471 445 311 15 55,916 448 314 16 56,365 452 316 17 56,817 456 319 18 57,272 459 322 19 57,732 463 324 20 58,195 467 327 TOTAL $8,661 $6,063 - 3LOCAL CD0.39%-$50,00012 MonthBank0.71x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.39%Annual
InterestAnnual Interest
(After Tax)1 50,000 195 137 2 50,195 196 137 3 50,391 197 138 4 50,587 197 138 5 50,785 198 139 6 50,983 199 139 7 51,181 200 140 8 51,381 200 140 9 51,581 201 141 10 51,783 202 141 11 51,985 203 142 12 52,187 204 142 13 52,391 204 143 14 52,595 205 144 15 52,800 206 144 16 53,006 207 145 17 53,213 208 145 18 53,420 208 146 19 53,629 209 146 20 53,838 210 147 TOTAL $4,048 $2,834 - 4LOCAL CD0.17%-$50,00030 MonthBankN.A.$10,000SCENARIO
Year Rate
0.17%Annual
InterestAnnual Interest
(After Tax)1 50,000 85 60 2 50,085 85 60 3 50,170 85 60 4 50,255 85 60 5 50,341 86 60 6 50,426 86 60 7 50,512 86 60 8 50,598 86 60 9 50,684 86 60 10 50,770 86 60 11 50,857 86 61 12 50,943 87 61 13 51,030 87 61 14 51,116 87 61 15 51,203 87 61 16 51,290 87 61 17 51,377 87 61 18 51,465 87 61 19 51,552 88 61 20 51,640 88 61 TOTAL $1,728 $1,209
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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