Compare Savings vs. CDs
Comparison of Deposit Account from First Community Bank Virginia with 0.17%
- October 2026
Long-Term Analysis of Farmers State Bank with 0.05% APY and First Community Bank Virginia with 0.17% APY and First Community Bank Virginia with 0.19% APY and First Community Bank Virginia with 0.21% APY and First Community Bank Virginia with 0.07% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.05%-$50,000N.A.BankN.A.$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CD0.17%-$50,00030 MonthBankN.A.$100,000SCENARIO
Year Rate
0.17%Annual
InterestAnnual Interest
(After Tax)1 50,000 85 60 2 50,085 85 60 3 50,170 85 60 4 50,255 85 60 5 50,341 86 60 6 50,426 86 60 7 50,512 86 60 8 50,598 86 60 9 50,684 86 60 10 50,770 86 60 11 50,857 86 61 12 50,943 87 61 13 51,030 87 61 14 51,116 87 61 15 51,203 87 61 16 51,290 87 61 17 51,377 87 61 18 51,465 87 61 19 51,552 88 61 20 51,640 88 61 TOTAL $1,728 $1,209 - 3LOCAL CD0.19%-$50,00036 MonthBank0.25x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.19%Annual
InterestAnnual Interest
(After Tax)1 50,000 95 67 2 50,095 95 67 3 50,190 95 67 4 50,286 96 67 5 50,381 96 67 6 50,477 96 67 7 50,573 96 67 8 50,669 96 67 9 50,765 96 68 10 50,862 97 68 11 50,958 97 68 12 51,055 97 68 13 51,152 97 68 14 51,249 97 68 15 51,347 98 68 16 51,444 98 68 17 51,542 98 69 18 51,640 98 69 19 51,738 98 69 20 51,836 98 69 TOTAL $1,935 $1,354 - 4LOCAL CD0.21%-$50,00048 MonthBank0.26x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
0.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 105 74 2 50,105 105 74 3 50,210 105 74 4 50,316 106 74 5 50,421 106 74 6 50,527 106 74 7 50,633 106 74 8 50,740 107 75 9 50,846 107 75 10 50,953 107 75 11 51,060 107 75 12 51,167 107 75 13 51,275 108 75 14 51,382 108 76 15 51,490 108 76 16 51,598 108 76 17 51,707 109 76 18 51,815 109 76 19 51,924 109 76 20 52,033 109 76 TOTAL $2,142 $1,500 - 5LOCAL CD0.07%-$50,0006 MonthBank0.17x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.07%Annual
InterestAnnual Interest
(After Tax)1 50,000 35 25 2 50,035 35 25 3 50,070 35 25 4 50,105 35 25 5 50,140 35 25 6 50,175 35 25 7 50,210 35 25 8 50,246 35 25 9 50,281 35 25 10 50,316 35 25 11 50,351 35 25 12 50,386 35 25 13 50,422 35 25 14 50,457 35 25 15 50,492 35 25 16 50,528 35 25 17 50,563 35 25 18 50,598 35 25 19 50,634 35 25 20 50,669 35 25 TOTAL $705 $493
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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