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Comparison of Deposit Account from First Community Credit Union of Coquille, Oregon with 0.65% - September 2026


Long-Term Analysis of First Community Credit Union of Coquille, Oregon with 0.40% APY and First Community Credit Union of Coquille, Oregon with 0.65% APY and The Bank of South Carolina with 0.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Community Credit Union of Coquille, Oregon
    0.40%
    -
    $50,000
    18 Month
    Credit Union
    0.68x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 198 138
    2 50,198 198 139
    3 50,396 199 139
    4 50,595 200 140
    5 50,795 201 140
    6 50,995 201 141
    7 51,197 202 142
    8 51,399 203 142
    9 51,602 204 143
    10 51,806 205 143
    11 52,010 205 144
    12 52,216 206 144
    13 52,422 207 145
    14 52,629 208 146
    15 52,837 209 146
    16 53,046 210 147
    17 53,255 210 147
    18 53,466 211 148
    19 53,677 212 148
    20 53,889 213 149
    TOTAL $4,102 $2,871
  • 2
    LOCAL CD
    First Community Credit Union of Coquille, Oregon
    0.65%
    -
    $50,000
    60 Month
    Credit Union
    0.70x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 3
    LOCAL CD
    The Bank of South Carolina
    0.70%
    -
    $50,000
    60 Month
    Bank
    0.76x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on August 10.

    Last change: ↑0.65% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.40% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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