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Comparison of Deposit Account from First Federal Bank with 0.01% - September 2026


Long-Term Analysis of First Federal Bank with 0.16% APY and First Federal Bank with 0.22% APY and First Federal Bank with 0.18% APY and First Federal Bank with 0.01% APY and First Federal Bank with 0.01% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Federal Bank
    0.16%
    -
    $50,000
    18 Month
    Bank
    0.28x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 80 56
    2 50,080 80 56
    3 50,160 80 56
    4 50,240 80 56
    5 50,321 81 56
    6 50,401 81 56
    7 50,482 81 57
    8 50,563 81 57
    9 50,644 81 57
    10 50,725 81 57
    11 50,806 81 57
    12 50,887 81 57
    13 50,968 82 57
    14 51,050 82 57
    15 51,132 82 57
    16 51,214 82 57
    17 51,295 82 57
    18 51,378 82 58
    19 51,460 82 58
    20 51,542 82 58
    TOTAL $1,625 $1,137
  • 2
    LOCAL CD
    First Federal Bank
    0.22%
    -
    $50,000
    24 Month
    Bank
    0.33x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.22%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 110 77
    2 50,110 110 77
    3 50,220 110 77
    4 50,331 111 78
    5 50,441 111 78
    6 50,552 111 78
    7 50,664 111 78
    8 50,775 112 78
    9 50,887 112 78
    10 50,999 112 79
    11 51,111 112 79
    12 51,223 113 79
    13 51,336 113 79
    14 51,449 113 79
    15 51,562 113 79
    16 51,676 114 80
    17 51,789 114 80
    18 51,903 114 80
    19 52,017 114 80
    20 52,132 115 80
    TOTAL $2,247 $1,573
  • 3
    LOCAL CD
    First Federal Bank
    0.18%
    -
    $50,000
    6 Month
    Bank
    0.45x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.18%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 90 63
    2 50,090 90 63
    3 50,180 90 63
    4 50,270 90 63
    5 50,361 91 63
    6 50,452 91 64
    7 50,542 91 64
    8 50,633 91 64
    9 50,725 91 64
    10 50,816 91 64
    11 50,907 92 64
    12 50,999 92 64
    13 51,091 92 64
    14 51,183 92 64
    15 51,275 92 65
    16 51,367 92 65
    17 51,460 93 65
    18 51,552 93 65
    19 51,645 93 65
    20 51,738 93 65
    TOTAL $1,831 $1,282
  • 4
    LOCAL MONEY MARKET
    First Federal Bank
    0.01%
    -
    $50,000
    N.A.
    Bank
    0.02x (National Avg. - 0.40%)
    $2,500
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 5
    LOCAL MONEY MARKET
    First Federal Bank
    0.01%
    -
    $50,000
    N.A.
    Bank
    0.02x (National Avg. - 0.40%)
    $25,000
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70

    All calculations are for demonstration purposes only.

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    Last Update on September 1, 2026

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