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Comparison of Deposit Account from First Federal Savings and Loan Association with 0.50% - May 2025

Long-Term Analysis of Liberty Bank with 3.50% APY and Home Federal Bank of Hollywood with 0.34% APY and First Federal Savings and Loan Association with 0.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

Liberty Bank

3.50%

$50,000

N.A.

Bank

N.A.

SCENARIO

Year	Rate 3.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,750	1,225
2	51,750	1,811	1,268
3	53,561	1,875	1,312
4	55,436	1,940	1,358
5	57,376	2,008	1,406
6	59,384	2,078	1,455
7	61,463	2,151	1,506
8	63,614	2,226	1,559
9	65,840	2,304	1,613
10	68,145	2,385	1,670
11	70,530	2,469	1,728
12	72,998	2,555	1,788
13	75,553	2,644	1,851
14	78,198	2,737	1,916
15	80,935	2,833	1,983
16	83,767	2,932	2,052
17	86,699	3,034	2,124
18	89,734	3,141	2,198
19	92,874	3,251	2,275
20	96,125	3,364	2,355
	TOTAL	$49,489	$34,643

LOCAL CD

Home Federal Bank of Hollywood

0.34%

$50,000

12 Month

Bank

0.62x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.34%	Annual Interest	Annual Interest (After Tax)
1	50,000	170	119
2	50,170	171	119
3	50,341	171	120
4	50,512	172	120
5	50,683	172	121
6	50,856	173	121
7	51,029	173	121
8	51,202	174	122
9	51,376	175	122
10	51,551	175	123
11	51,726	176	123
12	51,902	176	124
13	52,079	177	124
14	52,256	178	124
15	52,433	178	125
16	52,612	179	125
17	52,790	179	126
18	52,970	180	126
19	53,150	181	126
20	53,331	181	127
	TOTAL	$3,512	$2,458

LOCAL CD

First Federal Savings and Loan Association

0.50%

$50,000

18 Month

Bank

0.86x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
My e-Banc, a division of Bradesco BAC Florida Bank	4.50%	$50,000	Learn More
Last change: ↓0.05% on April 30. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from First Federal Savings and Loan Association with 0.50% - May 2025

Long-Term Analysis of Liberty Bank with 3.50% APY and Home Federal Bank of Hollywood with 0.34% APY and First Federal Savings and Loan Association with 0.50% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First Federal Savings and Loan Association with 0.50% - May 2025