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Comparison of Deposit Account from First Iowa State Bank with 1.15% - November 2025


Long-Term Analysis of First Iowa State Bank with 0.30% APY and First Iowa State Bank with 1.25% APY and First Iowa State Bank with 0.57% APY and First Iowa State Bank with 0.62% APY and First Iowa State Bank with 0.73% APY and First Iowa State Bank with 0.85% APY and First Iowa State Bank with 0.22% APY and First Iowa State Bank with 0.92% APY and First Iowa State Bank with 1.15% APY and First Iowa State Bank with 0.03% APY and ASCEND with 3.04% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Iowa State Bank
    0.30%
    -
    $50,000
    12 Month
    Bank
    0.55x (National Avg. - 0.55%)
    $5,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 2
    LOCAL CD
    First Iowa State Bank
    1.25%
    -
    $50,000
    18 Month
    Bank
    2.17x (National Avg. - 0.58%)
    $5,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 3
    LOCAL CD
    First Iowa State Bank
    0.57%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $5,000
     
    SCENARIO
    Year Rate
    0.57%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 285 200
    2 50,285 287 201
    3 50,572 288 202
    4 50,860 290 203
    5 51,150 292 204
    6 51,441 293 205
    7 51,735 295 206
    8 52,029 297 208
    9 52,326 298 209
    10 52,624 300 210
    11 52,924 302 211
    12 53,226 303 212
    13 53,529 305 214
    14 53,834 307 215
    15 54,141 309 216
    16 54,450 310 217
    17 54,760 312 218
    18 55,072 314 220
    19 55,386 316 221
    20 55,702 318 222
    TOTAL $6,019 $4,214
  • 4
    LOCAL CD
    First Iowa State Bank
    0.62%
    -
    $50,000
    36 Month
    Bank
    0.82x (National Avg. - 0.75%)
    $5,000
     
    SCENARIO
    Year Rate
    0.62%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 310 217
    2 50,310 312 218
    3 50,622 314 220
    4 50,936 316 221
    5 51,252 318 222
    6 51,569 320 224
    7 51,889 322 225
    8 52,211 324 227
    9 52,534 326 228
    10 52,860 328 229
    11 53,188 330 231
    12 53,518 332 232
    13 53,850 334 234
    14 54,183 336 235
    15 54,519 338 237
    16 54,857 340 238
    17 55,197 342 240
    18 55,540 344 241
    19 55,884 346 243
    20 56,231 349 244
    TOTAL $6,579 $4,605
  • 5
    LOCAL CD
    First Iowa State Bank
    0.73%
    -
    $50,000
    36 Month
    Bank
    0.97x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.73%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 365 256
    2 50,365 368 257
    3 50,733 370 259
    4 51,103 373 261
    5 51,476 376 263
    6 51,852 379 265
    7 52,230 381 267
    8 52,612 384 269
    9 52,996 387 271
    10 53,383 390 273
    11 53,772 393 275
    12 54,165 395 277
    13 54,560 398 279
    14 54,958 401 281
    15 55,360 404 283
    16 55,764 407 285
    17 56,171 410 287
    18 56,581 413 289
    19 56,994 416 291
    20 57,410 419 293
    TOTAL $7,829 $5,480
  • 6
    LOCAL CD
    First Iowa State Bank
    0.85%
    -
    $50,000
    48 Month
    Bank
    1.04x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 7
    LOCAL CD
    First Iowa State Bank
    0.22%
    -
    $50,000
    6 Month
    Bank
    0.54x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.22%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 110 77
    2 50,110 110 77
    3 50,220 110 77
    4 50,331 111 78
    5 50,441 111 78
    6 50,552 111 78
    7 50,664 111 78
    8 50,775 112 78
    9 50,887 112 78
    10 50,999 112 79
    11 51,111 112 79
    12 51,223 113 79
    13 51,336 113 79
    14 51,449 113 79
    15 51,562 113 79
    16 51,676 114 80
    17 51,789 114 80
    18 51,903 114 80
    19 52,017 114 80
    20 52,132 115 80
    TOTAL $2,247 $1,573
  • 8
    LOCAL CD
    First Iowa State Bank
    0.92%
    -
    $50,000
    60 Month
    Bank
    1.00x (National Avg. - 0.92%)
    $5,000
     
    SCENARIO
    Year Rate
    0.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 460 322
    2 50,460 464 325
    3 50,924 469 328
    4 51,393 473 331
    5 51,866 477 334
    6 52,343 482 337
    7 52,824 486 340
    8 53,310 490 343
    9 53,801 495 346
    10 54,296 500 350
    11 54,795 504 353
    12 55,299 509 356
    13 55,808 513 359
    14 56,321 518 363
    15 56,840 523 366
    16 57,363 528 369
    17 57,890 533 373
    18 58,423 537 376
    19 58,960 542 380
    20 59,503 547 383
    TOTAL $10,050 $7,035
  • 9
    LOCAL CD
    First Iowa State Bank
    1.15%
    -
    $50,000
    60 Month
    Bank
    1.25x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993
  • 10
    LOCAL MONEY MARKET
    First Iowa State Bank
    0.03%
    -
    $50,000
    N.A.
    Bank
    0.03x (National Avg. - 0.92%)
    $1
     
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 11
    LOCAL CD
    ASCEND
    3.04%
    -
    $50,000
    24 Month
    Credit Union
    4.61x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    3.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,520 1,064
    2 51,520 1,566 1,096
    3 53,086 1,614 1,130
    4 54,700 1,663 1,164
    5 56,363 1,713 1,199
    6 58,076 1,766 1,236
    7 59,842 1,819 1,273
    8 61,661 1,874 1,312
    9 63,536 1,931 1,352
    10 65,467 1,990 1,393
    11 67,457 2,051 1,435
    12 69,508 2,113 1,479
    13 71,621 2,177 1,524
    14 73,798 2,243 1,570
    15 76,042 2,312 1,618
    16 78,353 2,382 1,667
    17 80,735 2,454 1,718
    18 83,190 2,529 1,770
    19 85,719 2,606 1,824
    20 88,324 2,685 1,880
    TOTAL $41,010 $28,707

    All calculations are for demonstration purposes only.

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