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Comparison of Deposit Account from First Montana Bank, Inc. with 0.59% - December 2025

Long-Term Analysis of First Montana Bank, Inc. with 0.59% APY and First Montana Bank, Inc. with 0.77% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First Montana Bank, Inc.

0.59%

$50,000

24 Month

Bank

0.89x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.59%	Annual Interest	Annual Interest (After Tax)
1	50,000	295	207
2	50,295	297	208
3	50,592	298	209
4	50,890	300	210
5	51,190	302	211
6	51,493	304	213
7	51,796	306	214
8	52,102	307	215
9	52,409	309	216
10	52,719	311	218
11	53,030	313	219
12	53,342	315	220
13	53,657	317	222
14	53,974	318	223
15	54,292	320	224
16	54,613	322	226
17	54,935	324	227
18	55,259	326	228
19	55,585	328	230
20	55,913	330	231
	TOTAL	$6,243	$4,370

LOCAL CD

First Montana Bank, Inc.

0.77%

$50,000

48 Month

Bank

0.94x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.77%	Annual Interest	Annual Interest (After Tax)
1	50,000	385	270
2	50,385	388	272
3	50,773	391	274
4	51,164	394	276
5	51,558	397	278
6	51,955	400	280
7	52,355	403	282
8	52,758	406	284
9	53,164	409	287
10	53,574	413	289
11	53,986	416	291
12	54,402	419	293
13	54,821	422	295
14	55,243	425	298
15	55,668	429	300
16	56,097	432	302
17	56,529	435	305
18	56,964	439	307
19	57,403	442	309
20	57,845	445	312
	TOTAL	$8,290	$5,803

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Bread Savings, a division of Bread Financial	4.15%	$1,500	Learn More
Last change: ↓0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from First Montana Bank, Inc. with 0.59% - December 2025

Long-Term Analysis of First Montana Bank, Inc. with 0.59% APY and First Montana Bank, Inc. with 0.77% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from First Montana Bank, Inc. with 0.59% - December 2025