This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 558 | 391 |
| 2 | 50,558 | 564 | 395 |
| 3 | 51,122 | 571 | 399 |
| 4 | 51,693 | 577 | 404 |
| 5 | 52,270 | 583 | 408 |
| 6 | 52,853 | 590 | 413 |
| 7 | 53,443 | 596 | 417 |
| 8 | 54,039 | 603 | 422 |
| 9 | 54,642 | 610 | 427 |
| 10 | 55,252 | 617 | 432 |
| 11 | 55,869 | 623 | 436 |
| 12 | 56,492 | 630 | 441 |
| 13 | 57,123 | 637 | 446 |
| 14 | 57,760 | 645 | 451 |
| 15 | 58,405 | 652 | 456 |
| 16 | 59,057 | 659 | 461 |
| 17 | 59,716 | 666 | 466 |
| 18 | 60,382 | 674 | 472 |
| 19 | 61,056 | 681 | 477 |
| 20 | 61,737 | 689 | 482 |
| TOTAL | $12,426 | $8,698 |
| Year | Rate 0.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 30 | 21 |
| 2 | 50,030 | 30 | 21 |
| 3 | 50,060 | 30 | 21 |
| 4 | 50,090 | 30 | 21 |
| 5 | 50,120 | 30 | 21 |
| 6 | 50,150 | 30 | 21 |
| 7 | 50,180 | 30 | 21 |
| 8 | 50,210 | 30 | 21 |
| 9 | 50,241 | 30 | 21 |
| 10 | 50,271 | 30 | 21 |
| 11 | 50,301 | 30 | 21 |
| 12 | 50,331 | 30 | 21 |
| 13 | 50,361 | 30 | 21 |
| 14 | 50,391 | 30 | 21 |
| 15 | 50,422 | 30 | 21 |
| 16 | 50,452 | 30 | 21 |
| 17 | 50,482 | 30 | 21 |
| 18 | 50,512 | 30 | 21 |
| 19 | 50,543 | 30 | 21 |
| 20 | 50,573 | 30 | 21 |
| TOTAL | $603 | $422 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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