Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from First National Bank of Scotia with 1.53% - July 2025

Long-Term Analysis of First National Bank of Scotia with 1.53% APY and TAPCO with 1.76% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

First National Bank of Scotia

1.53%

$50,000

N.A.

Bank

N.A.

$250,000

SCENARIO

Year	Rate 1.53%	Annual Interest	Annual Interest (After Tax)
1	50,000	765	536
2	50,765	777	544
3	51,542	789	552
4	52,330	801	560
5	53,131	813	569
6	53,944	825	578
7	54,769	838	587
8	55,607	851	596
9	56,458	864	605
10	57,322	877	614
11	58,199	890	623
12	59,089	904	633
13	59,993	918	643
14	60,911	932	652
15	61,843	946	662
16	62,789	961	672
17	63,750	975	683
18	64,725	990	693
19	65,716	1,005	704
20	66,721	1,021	715
	TOTAL	$17,742	$12,419

LOCAL CD

TAPCO

1.76%

$50,000

30 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 1.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	880	616
2	50,880	895	627
3	51,775	911	638
4	52,687	927	649
5	53,614	944	661
6	54,558	960	672
7	55,518	977	684
8	56,495	994	696
9	57,489	1,012	708
10	58,501	1,030	721
11	59,531	1,048	733
12	60,578	1,066	746
13	61,645	1,085	759
14	62,730	1,104	773
15	63,834	1,123	786
16	64,957	1,143	800
17	66,100	1,163	814
18	67,264	1,184	829
19	68,448	1,205	843
20	69,652	1,226	858
	TOTAL	$20,878	$14,615

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
Rising Bank, a division of Midwest BankCentre	4.51%	$1,000	Learn More
Last change: ↑0.06% on June 24.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from First National Bank of Scotia with 1.53% - July 2025

Long-Term Analysis of First National Bank of Scotia with 1.53% APY and TAPCO with 1.76% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First National Bank of Scotia with 1.53% - July 2025