Compare Savings vs. CDs
Comparison of Deposit Account from First Southern Bank with 0.35%
- October 2026
Long-Term Analysis of First Southern Bank with 0.35% APY and FIREFIGHTERS & COMPANY with 0.86% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.35%-$50,00018 MonthBank0.60x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL CD0.86%-$50,00018 MonthCredit Union1.48x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.86%Annual
InterestAnnual Interest
(After Tax)1 50,000 430 301 2 50,430 434 304 3 50,864 437 306 4 51,301 441 309 5 51,742 445 311 6 52,187 449 314 7 52,636 453 317 8 53,089 457 320 9 53,545 460 322 10 54,006 464 325 11 54,470 468 328 12 54,939 472 331 13 55,411 477 334 14 55,888 481 336 15 56,368 485 339 16 56,853 489 342 17 57,342 493 345 18 57,835 497 348 19 58,333 502 351 20 58,834 506 354 TOTAL $9,340 $6,538
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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