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Comparison of Deposit Account from First State Bank of Le Center with 0.70% - July 2025

Long-Term Analysis of LINKAGE with 0.40% APY and AFENA with 2.84% APY and First State Bank of Le Center with 0.70% APY and SSB Bank with 1.76% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL SAVINGS

LINKAGE

0.40%

$50,000

N.A.

Credit Union

1.78x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

AFENA

2.84%

$50,000

36 Month

Credit Union

3.77x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 2.84%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,420	994
2	51,420	1,460	1,022
3	52,880	1,502	1,051
4	54,382	1,544	1,081
5	55,927	1,588	1,112
6	57,515	1,633	1,143
7	59,148	1,680	1,176
8	60,828	1,728	1,209
9	62,556	1,777	1,244
10	64,332	1,827	1,279
11	66,159	1,879	1,315
12	68,038	1,932	1,353
13	69,970	1,987	1,391
14	71,958	2,044	1,431
15	74,001	2,102	1,471
16	76,103	2,161	1,513
17	78,264	2,223	1,556
18	80,487	2,286	1,600
19	82,773	2,351	1,646
20	85,123	2,418	1,692
	TOTAL	$37,541	$26,279

LOCAL CD

First State Bank of Le Center

0.70%

$50,000

18 Month

Bank

1.21x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

SSB Bank

1.76%

$50,000

19 Month

Bank

N.A.

$500

SCENARIO

Year	Rate 1.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	879	615
2	50,879	894	626
3	51,773	910	637
4	52,684	926	648
5	53,610	942	660
6	54,552	959	671
7	55,511	976	683
8	56,487	993	695
9	57,480	1,011	707
10	58,491	1,028	720
11	59,519	1,046	732
12	60,565	1,065	745
13	61,630	1,083	758
14	62,714	1,103	772
15	63,816	1,122	785
16	64,938	1,142	799
17	66,080	1,162	813
18	67,241	1,182	827
19	68,423	1,203	842
20	69,626	1,224	857
	TOTAL	$20,850	$14,595

All calculations are for demonstration purposes only.

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Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
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Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from First State Bank of Le Center with 0.70% - July 2025

Long-Term Analysis of LINKAGE with 0.40% APY and AFENA with 2.84% APY and First State Bank of Le Center with 0.70% APY and SSB Bank with 1.76% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First State Bank of Le Center with 0.70% - July 2025