Compare Savings vs. CDs
Comparison of Deposit Account from Five Star Bank with 3.00%
- October 2026
Long-Term Analysis of RCB Bank with 2.70% APY and Five Star Bank with 3.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD2.70%-$50,00024 MonthBank4.07x (National Avg. - 0.66%)$1,000SCENARIO
Year Rate
2.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,350 945 2 51,350 1,386 971 3 52,736 1,424 997 4 54,160 1,462 1,024 5 55,623 1,502 1,051 6 57,124 1,542 1,080 7 58,667 1,584 1,109 8 60,251 1,627 1,139 9 61,878 1,671 1,169 10 63,548 1,716 1,201 11 65,264 1,762 1,233 12 67,026 1,810 1,267 13 68,836 1,859 1,301 14 70,695 1,909 1,336 15 72,603 1,960 1,372 16 74,564 2,013 1,409 17 76,577 2,068 1,447 18 78,644 2,123 1,486 19 80,768 2,181 1,527 20 82,948 2,240 1,568 TOTAL $35,188 $24,632 - 2LOCAL CD3.00%-$50,0007 MonthBankN.A.$500SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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