Compare Savings vs. CDs
Comparison of Deposit Account from Foundation One Bank with 1.16%
- October 2026
Long-Term Analysis of Foundation One Bank with 0.80% APY and Foundation One Bank with 1.16% APY and Foundation One Bank with 1.31% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.80%-$50,00012 MonthBank1.45x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 2LOCAL CD1.16%-$50,00030 MonthBankN.A.$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080 - 3LOCAL CD1.31%-$50,00060 MonthBank1.41x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 655 459 2 50,655 664 465 3 51,319 672 471 4 51,991 681 477 5 52,672 690 483 6 53,362 699 489 7 54,061 708 496 8 54,769 717 502 9 55,487 727 509 10 56,214 736 515 11 56,950 746 522 12 57,696 756 529 13 58,452 766 536 14 59,218 776 543 15 59,993 786 550 16 60,779 796 557 17 61,575 807 565 18 62,382 817 572 19 63,199 828 580 20 64,027 839 587 TOTAL $14,866 $10,406
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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