This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 565 | 396 |
| 2 | 50,565 | 571 | 400 |
| 3 | 51,136 | 578 | 404 |
| 4 | 51,714 | 584 | 409 |
| 5 | 52,299 | 591 | 414 |
| 6 | 52,890 | 598 | 418 |
| 7 | 53,487 | 604 | 423 |
| 8 | 54,092 | 611 | 428 |
| 9 | 54,703 | 618 | 433 |
| 10 | 55,321 | 625 | 438 |
| 11 | 55,946 | 632 | 443 |
| 12 | 56,578 | 639 | 448 |
| 13 | 57,218 | 647 | 453 |
| 14 | 57,864 | 654 | 458 |
| 15 | 58,518 | 661 | 463 |
| 16 | 59,179 | 669 | 468 |
| 17 | 59,848 | 676 | 473 |
| 18 | 60,524 | 684 | 479 |
| 19 | 61,208 | 692 | 484 |
| 20 | 61,900 | 699 | 490 |
| TOTAL | $12,599 | $8,820 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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