Compare Savings vs. CDs
Comparison of Deposit Account from FREMONT with 0.70%
- September 2026
Long-Term Analysis of FREMONT with 0.70% APY and INNOVATIONS with 0.25% APY and ENVISION with 0.08% APY and GUARDIANS with 0.10% APY and GECU with 3.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.70%-$50,00048 MonthCredit Union0.85x (National Avg. - 0.82%)$1,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 2LOCAL MONEY MARKET0.25%-$50,000N.A.Credit Union0.30x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 3LOCAL SAVINGS0.08%-$50,000N.A.Credit Union0.34x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.08%Annual
InterestAnnual Interest
(After Tax)1 50,000 40 28 2 50,040 40 28 3 50,080 40 28 4 50,120 40 28 5 50,160 40 28 6 50,200 40 28 7 50,240 40 28 8 50,281 40 28 9 50,321 40 28 10 50,361 40 28 11 50,401 40 28 12 50,442 40 28 13 50,482 40 28 14 50,523 40 28 15 50,563 40 28 16 50,603 40 28 17 50,644 41 28 18 50,684 41 28 19 50,725 41 28 20 50,765 41 28 TOTAL $806 $564 - 4LOCAL MONEY MARKET0.10%-$50,000N.A.Credit Union0.43x (National Avg. - 0.23%)$25,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 5LOCAL CD3.55%-$50,00036 MonthCredit Union4.68x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
3.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,775 1,243 2 51,775 1,838 1,287 3 53,613 1,903 1,332 4 55,516 1,971 1,380 5 57,487 2,041 1,429 6 59,528 2,113 1,479 7 61,641 2,188 1,532 8 63,829 2,266 1,586 9 66,095 2,346 1,642 10 68,442 2,430 1,701 11 70,871 2,516 1,761 12 73,387 2,605 1,824 13 75,993 2,698 1,888 14 78,690 2,794 1,955 15 81,484 2,893 2,025 16 84,377 2,995 2,097 17 87,372 3,102 2,171 18 90,474 3,212 2,248 19 93,685 3,326 2,328 20 97,011 3,444 2,411 TOTAL $50,455 $35,319
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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