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Comparison of Deposit Account from FRONTIER COMMUNITY with 0.40% - August 2025

Long-Term Analysis of PENINSULA COMMUNITY with 0.40% APY and HNB First Bank with 0.45% APY and HNB First Bank with 0.75% APY and PeoplesTrust Bank with 0.95% APY and MEMBERS FIRST CREDIT UNION OF FLORI with 0.45% APY and CONNECTIONS with 1.15% APY and Fowler State Bank with 0.60% APY and Field & Main Bank with 0.75% APY and Field & Main Bank with 0.85% APY and FRONTIER COMMUNITY with 0.40% APY and Origin Bank with 0.20% APY and TLC COMMUNITY with 0.55% APY and TLC COMMUNITY with 0.55% APY and TLC COMMUNITY with 0.65% APY and TLC COMMUNITY with 0.85% APY and First Security Bank with 0.40% APY and First Security Bank with 0.45% APY and MUTUAL with 0.50% APY and COMMUNITY 1ST with 0.65% APY and COMMUNITY 1ST with 0.45% APY and UNION BUILDING TRADES with 0.30% APY and WELLSPRING with 0.82% APY and MCT with 1.00% APY and GREATER CENTRAL TEXAS with 0.75% APY and MEMBERS FIRST with 0.75% APY and NUVISION with 1.70% APY and NUVISION with 2.70% APY and NUVISION with 2.30% APY and NUVISION with 3.60% APY and NUVISION with 3.00% APY and NUVISION with 2.65% APY and NUVISION with 3.20% APY and NUVISION with 0.65% APY and NUVISION with 1.00% APY and NUVISION with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

PENINSULA COMMUNITY

0.40%

$50,000

6 Month

Credit Union

0.98x (National Avg. - 0.41%)

$500

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

HNB First Bank

0.45%

$50,000

18 Month

Bank

0.77x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

HNB First Bank

0.75%

$50,000

36 Month

Bank

0.99x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

PeoplesTrust Bank

0.95%

$50,000

36 Month

Bank

1.26x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	475	333
2	50,475	480	336
3	50,955	484	339
4	51,439	489	342
5	51,927	493	345
6	52,421	498	349
7	52,919	503	352
8	53,421	508	355
9	53,929	512	359
10	54,441	517	362
11	54,958	522	365
12	55,480	527	369
13	56,007	532	372
14	56,540	537	376
15	57,077	542	380
16	57,619	547	383
17	58,166	553	387
18	58,719	558	390
19	59,277	563	394
20	59,840	568	398
	TOTAL	$10,408	$7,286

LOCAL CD

MEMBERS FIRST CREDIT UNION OF FLORI

0.45%

$50,000

6 Month

Credit Union

1.10x (National Avg. - 0.41%)

$500

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

CONNECTIONS

1.15%

$50,000

60 Month

Credit Union

1.25x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	575	403
2	50,575	582	407
3	51,157	588	412
4	51,745	595	417
5	52,340	602	421
6	52,942	609	426
7	53,551	616	431
8	54,167	623	436
9	54,789	630	441
10	55,420	637	446
11	56,057	645	451
12	56,702	652	456
13	57,354	660	462
14	58,013	667	467
15	58,680	675	472
16	59,355	683	478
17	60,038	690	483
18	60,728	698	489
19	61,427	706	494
20	62,133	715	500
	TOTAL	$12,847	$8,993

LOCAL CD

Fowler State Bank

0.60%

$50,000

36 Month

Bank

0.80x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	301	211
2	50,301	303	212
3	50,604	305	213
4	50,908	306	215
5	51,215	308	216
6	51,523	310	217
7	51,833	312	218
8	52,145	314	220
9	52,459	316	221
10	52,775	318	222
11	53,093	320	224
12	53,412	322	225
13	53,734	323	226
14	54,058	325	228
15	54,383	327	229
16	54,710	329	231
17	55,040	331	232
18	55,371	333	233
19	55,704	335	235
20	56,040	337	236
	TOTAL	$6,377	$4,464

LOCAL CD

Field & Main Bank

0.75%

$50,000

24 Month

Bank

1.14x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Field & Main Bank

0.85%

$50,000

48 Month

Bank

1.04x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL CD

FRONTIER COMMUNITY

0.40%

$50,000

12 Month

Credit Union

0.72x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Origin Bank

0.20%

$50,000

6 Month

Bank

0.49x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

TLC COMMUNITY

0.55%

$50,000

12 Month

Credit Union

1.00x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

TLC COMMUNITY

0.55%

$50,000

18 Month

Credit Union

0.95x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

TLC COMMUNITY

0.65%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

TLC COMMUNITY

0.85%

$50,000

48 Month

Credit Union

1.04x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL CD

First Security Bank

0.40%

$50,000

48 Month

Bank

0.49x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

First Security Bank

0.45%

$50,000

48 Month

Bank

0.55x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

MUTUAL

0.50%

$50,000

24 Month

Credit Union

0.76x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

COMMUNITY 1ST

0.65%

$50,000

12 Month

Credit Union

1.18x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

COMMUNITY 1ST

0.45%

$50,000

6 Month

Credit Union

1.10x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

UNION BUILDING TRADES

0.30%

$50,000

6 Month

Credit Union

0.73x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

WELLSPRING

0.82%

$50,000

36 Month

Credit Union

1.09x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.82%	Annual Interest	Annual Interest (After Tax)
1	50,000	412	288
2	50,412	415	290
3	50,826	418	293
4	51,245	422	295
5	51,666	425	298
6	52,092	429	300
7	52,520	432	303
8	52,953	436	305
9	53,388	439	308
10	53,828	443	310
11	54,271	447	313
12	54,717	450	315
13	55,168	454	318
14	55,622	458	320
15	56,080	462	323
16	56,541	465	326
17	57,006	469	328
18	57,476	473	331
19	57,949	477	334
20	58,426	481	337
	TOTAL	$8,906	$6,234

LOCAL CD

MCT

1.00%

$50,000

36 Month

Credit Union

1.33x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

GREATER CENTRAL TEXAS

0.75%

$50,000

36 Month

Credit Union

1.00x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	376	263
2	50,376	379	265
3	50,755	382	267
4	51,137	385	269
5	51,521	387	271
6	51,908	390	273
7	52,299	393	275
8	52,692	396	277
9	53,088	399	279
10	53,488	402	282
11	53,890	405	284
12	54,295	408	286
13	54,703	411	288
14	55,115	414	290
15	55,529	418	292
16	55,947	421	295
17	56,368	424	297
18	56,791	427	299
19	57,218	430	301
20	57,649	434	303
	TOTAL	$8,082	$5,658

LOCAL CD

MEMBERS FIRST

0.75%

$50,000

36 Month

Credit Union

0.99x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

NUVISION

1.70%

$50,000

3 Month

Credit Union

0.77x (National Avg. - 2.21%)

$1,000

SCENARIO

Year	Rate 1.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	850	595
2	50,850	864	605
3	51,714	879	615
4	52,594	894	626
5	53,488	909	637
6	54,397	925	647
7	55,322	940	658
8	56,262	956	670
9	57,219	973	681
10	58,191	989	692
11	59,181	1,006	704
12	60,187	1,023	716
13	61,210	1,041	728
14	62,250	1,058	741
15	63,309	1,076	753
16	64,385	1,095	766
17	65,479	1,113	779
18	66,593	1,132	792
19	67,725	1,151	806
20	68,876	1,171	820
	TOTAL	$20,047	$14,033

LOCAL CD

NUVISION

2.70%

$50,000

48 Month

Credit Union

3.30x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 2.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,350	945
2	51,350	1,386	971
3	52,736	1,424	997
4	54,160	1,462	1,024
5	55,623	1,502	1,051
6	57,124	1,542	1,080
7	58,667	1,584	1,109
8	60,251	1,627	1,139
9	61,878	1,671	1,169
10	63,548	1,716	1,201
11	65,264	1,762	1,233
12	67,026	1,810	1,267
13	68,836	1,859	1,301
14	70,695	1,909	1,336
15	72,603	1,960	1,372
16	74,564	2,013	1,409
17	76,577	2,068	1,447
18	78,644	2,123	1,486
19	80,768	2,181	1,527
20	82,948	2,240	1,568
	TOTAL	$35,188	$24,632

LOCAL CD

NUVISION

2.30%

$50,000

6 Month

Credit Union

5.62x (National Avg. - 0.41%)

$50,000

SCENARIO

Year	Rate 2.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,150	805
2	51,150	1,176	824
3	52,326	1,204	842
4	53,530	1,231	862
5	54,761	1,260	882
6	56,021	1,288	902
7	57,309	1,318	923
8	58,627	1,348	944
9	59,976	1,379	966
10	61,355	1,411	988
11	62,766	1,444	1,011
12	64,210	1,477	1,034
13	65,687	1,511	1,058
14	67,198	1,546	1,082
15	68,743	1,581	1,107
16	70,324	1,617	1,132
17	71,942	1,655	1,158
18	73,596	1,693	1,185
19	75,289	1,732	1,212
20	77,021	1,771	1,240
	TOTAL	$28,792	$20,154

LOCAL CD

NUVISION

3.60%

$50,000

12 Month

Credit Union

6.52x (National Avg. - 0.55%)

$50,000

SCENARIO

Year	Rate 3.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,800	1,260
2	51,800	1,865	1,305
3	53,665	1,932	1,352
4	55,597	2,001	1,401
5	57,598	2,074	1,451
6	59,672	2,148	1,504
7	61,820	2,226	1,558
8	64,045	2,306	1,614
9	66,351	2,389	1,672
10	68,740	2,475	1,732
11	71,214	2,564	1,795
12	73,778	2,656	1,859
13	76,434	2,752	1,926
14	79,186	2,851	1,995
15	82,036	2,953	2,067
16	84,990	3,060	2,142
17	88,049	3,170	2,219
18	91,219	3,284	2,299
19	94,503	3,402	2,381
20	97,905	3,525	2,467
	TOTAL	$51,430	$36,001

LOCAL CD

NUVISION

3.00%

$50,000

24 Month

Credit Union

4.55x (National Avg. - 0.66%)

$50,000

SCENARIO

Year	Rate 3.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,500	1,050
2	51,500	1,545	1,082
3	53,045	1,591	1,114
4	54,636	1,639	1,147
5	56,275	1,688	1,182
6	57,964	1,739	1,217
7	59,703	1,791	1,254
8	61,494	1,845	1,291
9	63,339	1,900	1,330
10	65,239	1,957	1,370
11	67,196	2,016	1,411
12	69,212	2,076	1,453
13	71,288	2,139	1,497
14	73,427	2,203	1,542
15	75,629	2,269	1,588
16	77,898	2,337	1,636
17	80,235	2,407	1,685
18	82,642	2,479	1,735
19	85,122	2,554	1,788
20	87,675	2,630	1,841
	TOTAL	$40,306	$28,214

LOCAL CD

NUVISION

2.65%

$50,000

36 Month

Credit Union

3.51x (National Avg. - 0.75%)

$50,000

SCENARIO

Year	Rate 2.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,325	928
2	51,325	1,360	952
3	52,685	1,396	977
4	54,081	1,433	1,003
5	55,514	1,471	1,030
6	56,986	1,510	1,057
7	58,496	1,550	1,085
8	60,046	1,591	1,114
9	61,637	1,633	1,143
10	63,270	1,677	1,174
11	64,947	1,721	1,205
12	66,668	1,767	1,237
13	68,435	1,814	1,269
14	70,248	1,862	1,303
15	72,110	1,911	1,338
16	74,021	1,962	1,373
17	75,982	2,014	1,409
18	77,996	2,067	1,447
19	80,063	2,122	1,485
20	82,185	2,178	1,525
	TOTAL	$34,362	$24,054

LOCAL CD

NUVISION

3.20%

$50,000

60 Month

Credit Union

3.48x (National Avg. - 0.92%)

$50,000

SCENARIO

Year	Rate 3.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,600	1,120
2	51,600	1,651	1,156
3	53,251	1,704	1,193
4	54,955	1,759	1,231
5	56,714	1,815	1,270
6	58,529	1,873	1,311
7	60,402	1,933	1,353
8	62,334	1,995	1,396
9	64,329	2,059	1,441
10	66,388	2,124	1,487
11	68,512	2,192	1,535
12	70,704	2,263	1,584
13	72,967	2,335	1,634
14	75,302	2,410	1,687
15	77,712	2,487	1,741
16	80,198	2,566	1,796
17	82,765	2,648	1,854
18	85,413	2,733	1,913
19	88,146	2,821	1,974
20	90,967	2,911	2,038
	TOTAL	$43,878	$30,715

LOCAL MONEY MARKET

NUVISION

0.65%

$50,000

N.A.

Credit Union

0.71x (National Avg. - 0.92%)

$2,500

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL MONEY MARKET

NUVISION

1.00%

$50,000

N.A.

Credit Union

1.09x (National Avg. - 0.92%)

$5,001

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL SAVINGS

NUVISION

0.10%

$50,000

N.A.

Credit Union

0.44x (National Avg. - 0.23%)

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.

Compare Savings vs. CDs Comparison of Deposit Account from FRONTIER COMMUNITY with 0.40% - August 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from FRONTIER COMMUNITY with 0.40% - August 2025