Compare Savings vs. CDs
Comparison of Deposit Account from Fulton Bank, National Association with 4.35% - January 2026


Long-Term Analysis of Fulton Bank, National Association with 1.69% APY and Fulton Bank, National Association with 4.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    1.69%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    1.69%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 845 592
    2 50,845 859 601
    3 51,704 874 612
    4 52,578 889 622
    5 53,467 904 633
    6 54,370 919 643
    7 55,289 934 654
    8 56,223 950 665
    9 57,174 966 676
    10 58,140 983 688
    11 59,122 999 699
    12 60,122 1,016 711
    13 61,138 1,033 723
    14 62,171 1,051 735
    15 63,222 1,068 748
    16 64,290 1,087 761
    17 65,377 1,105 773
    18 66,481 1,124 786
    19 67,605 1,143 800
    20 68,747 1,162 813
    TOTAL $19,909 $13,937
  • 2
    LOCAL CD
    4.35%
    -
    $50,000
    9 Month
    Bank
    N.A.
    $1,001
     
    SCENARIO
    Year Rate
    4.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,175 1,523
    2 52,175 2,270 1,589
    3 54,445 2,368 1,658
    4 56,813 2,471 1,730
    5 59,284 2,579 1,805
    6 61,863 2,691 1,884
    7 64,554 2,808 1,966
    8 67,362 2,930 2,051
    9 70,293 3,058 2,140
    10 73,350 3,191 2,234
    11 76,541 3,330 2,331
    12 79,871 3,474 2,432
    13 83,345 3,626 2,538
    14 86,970 3,783 2,648
    15 90,754 3,948 2,763
    16 94,701 4,120 2,884
    17 98,821 4,299 3,009
    18 103,120 4,486 3,140
    19 107,605 4,681 3,277
    20 112,286 4,884 3,419
    TOTAL $67,171 $47,019

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.20% on December 7, 2025.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↑0.15% on December 22, 2025.

    Last change: ↑0.20% on December 7, 2025.

    Last change: ↑0.10% on November 3, 2025.
    Early Withdrawal Penalty is 90 days interest.