This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 480 | 336 |
| 2 | 50,480 | 485 | 339 |
| 3 | 50,965 | 489 | 342 |
| 4 | 51,454 | 494 | 346 |
| 5 | 51,948 | 499 | 349 |
| 6 | 52,447 | 503 | 352 |
| 7 | 52,950 | 508 | 356 |
| 8 | 53,458 | 513 | 359 |
| 9 | 53,972 | 518 | 363 |
| 10 | 54,490 | 523 | 366 |
| 11 | 55,013 | 528 | 370 |
| 12 | 55,541 | 533 | 373 |
| 13 | 56,074 | 538 | 377 |
| 14 | 56,612 | 543 | 380 |
| 15 | 57,156 | 549 | 384 |
| 16 | 57,705 | 554 | 388 |
| 17 | 58,259 | 559 | 391 |
| 18 | 58,818 | 565 | 395 |
| 19 | 59,382 | 570 | 399 |
| 20 | 59,953 | 576 | 403 |
| TOTAL | $10,528 | $7,370 |
| Year | Rate 0.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 435 | 305 |
| 2 | 50,435 | 439 | 307 |
| 3 | 50,874 | 443 | 310 |
| 4 | 51,316 | 446 | 313 |
| 5 | 51,763 | 450 | 315 |
| 6 | 52,213 | 454 | 318 |
| 7 | 52,667 | 458 | 321 |
| 8 | 53,126 | 462 | 324 |
| 9 | 53,588 | 466 | 326 |
| 10 | 54,054 | 470 | 329 |
| 11 | 54,524 | 474 | 332 |
| 12 | 54,999 | 478 | 335 |
| 13 | 55,477 | 483 | 338 |
| 14 | 55,960 | 487 | 341 |
| 15 | 56,447 | 491 | 344 |
| 16 | 56,938 | 495 | 347 |
| 17 | 57,433 | 500 | 350 |
| 18 | 57,933 | 504 | 353 |
| 19 | 58,437 | 508 | 356 |
| 20 | 58,945 | 513 | 359 |
| TOTAL | $9,458 | $6,621 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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