Compare Savings vs. CDs
Comparison of Deposit Account from Genesee Regional Bank with 2.50%
- October 2026
Long-Term Analysis of Great Southern Bank with 0.10% APY and Auburn Banking Company with 0.92% APY and American State Bank with 1.10% APY and Genesee Regional Bank with 2.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL SAVINGS0.10%-$50,000N.A.Bank0.43x (National Avg. - 0.23%)$100SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD0.92%-$50,00060 MonthBank0.99x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.92%Annual
InterestAnnual Interest
(After Tax)1 50,000 460 322 2 50,460 464 325 3 50,924 469 328 4 51,393 473 331 5 51,866 477 334 6 52,343 482 337 7 52,824 486 340 8 53,310 490 343 9 53,801 495 346 10 54,296 500 350 11 54,795 504 353 12 55,299 509 356 13 55,808 513 359 14 56,321 518 363 15 56,840 523 366 16 57,363 528 369 17 57,890 533 373 18 58,423 537 376 19 58,960 542 380 20 59,503 547 383 TOTAL $10,050 $7,035 - 3LOCAL CD1.10%-$50,00060 MonthBank1.19x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 4LOCAL CD2.50%-$50,0003 MonthBank1.10x (National Avg. - 2.28%)$500SCENARIO
Year Rate
2.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,250 875 2 51,250 1,281 897 3 52,531 1,313 919 4 53,845 1,346 942 5 55,191 1,380 966 6 56,570 1,414 990 7 57,985 1,450 1,015 8 59,434 1,486 1,040 9 60,920 1,523 1,066 10 62,443 1,561 1,093 11 64,004 1,600 1,120 12 65,604 1,640 1,148 13 67,244 1,681 1,177 14 68,926 1,723 1,206 15 70,649 1,766 1,236 16 72,415 1,810 1,267 17 74,225 1,856 1,299 18 76,081 1,902 1,331 19 77,983 1,950 1,365 20 79,933 1,998 1,399 TOTAL $31,931 $22,352
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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