This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.67% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,335 | 1,635 |
| 2 | 52,335 | 2,444 | 1,711 |
| 3 | 54,779 | 2,558 | 1,791 |
| 4 | 57,337 | 2,678 | 1,874 |
| 5 | 60,015 | 2,803 | 1,962 |
| 6 | 62,818 | 2,934 | 2,054 |
| 7 | 65,751 | 3,071 | 2,149 |
| 8 | 68,822 | 3,214 | 2,250 |
| 9 | 72,036 | 3,364 | 2,355 |
| 10 | 75,400 | 3,521 | 2,465 |
| 11 | 78,921 | 3,686 | 2,580 |
| 12 | 82,607 | 3,858 | 2,700 |
| 13 | 86,464 | 4,038 | 2,827 |
| 14 | 90,502 | 4,226 | 2,959 |
| 15 | 94,729 | 4,424 | 3,097 |
| 16 | 99,152 | 4,630 | 3,241 |
| 17 | 103,783 | 4,847 | 3,393 |
| 18 | 108,630 | 5,073 | 3,551 |
| 19 | 113,703 | 5,310 | 3,717 |
| 20 | 119,012 | 5,558 | 3,891 |
| TOTAL | $74,570 | $52,199 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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