Compare Savings vs. CDs
Comparison of Deposit Account from GFA with 1.15%
- October 2026
Long-Term Analysis of FINANCIAL PLUS with 1.16% APY and GFA with 1.15% APY and TOWER with 1.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.16%-$50,00060 MonthCredit Union1.25x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080 - 2LOCAL CD1.15%-$50,00048 MonthCredit Union1.40x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 575 403 2 50,575 582 407 3 51,157 588 412 4 51,745 595 417 5 52,340 602 421 6 52,942 609 426 7 53,551 616 431 8 54,167 623 436 9 54,789 630 441 10 55,420 637 446 11 56,057 645 451 12 56,702 652 456 13 57,354 660 462 14 58,013 667 467 15 58,680 675 472 16 59,355 683 478 17 60,038 690 483 18 60,728 698 489 19 61,427 706 494 20 62,133 715 500 TOTAL $12,847 $8,993 - 3LOCAL MONEY MARKET1.35%-$50,000N.A.Credit Union1.64x (National Avg. - 0.82%)$25,000SCENARIO
Year Rate
1.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 675 473 2 50,675 684 479 3 51,359 693 485 4 52,052 703 492 5 52,755 712 499 6 53,467 722 505 7 54,189 732 512 8 54,921 741 519 9 55,662 751 526 10 56,414 762 533 11 57,175 772 540 12 57,947 782 548 13 58,729 793 555 14 59,522 804 562 15 60,326 814 570 16 61,140 825 578 17 61,966 837 586 18 62,802 848 593 19 63,650 859 601 20 64,509 871 610 TOTAL $15,380 $10,766
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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