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Comparison of Deposit Account from Great Southern Bank with 0.60% - December 2025


Long-Term Analysis of First Neighbor Bank, National Association with 0.57% APY and Central Bank & Trust Company with 0.55% APY and Sunrise Banks, National Association with 1.14% APY and Great Southern Bank with 0.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Neighbor Bank, National Association
    0.57%
    -
    $50,000
    12 Month
    Bank
    1.04x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    0.57%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 285 200
    2 50,285 287 201
    3 50,572 288 202
    4 50,860 290 203
    5 51,150 292 204
    6 51,441 293 205
    7 51,735 295 206
    8 52,029 297 208
    9 52,326 298 209
    10 52,624 300 210
    11 52,924 302 211
    12 53,226 303 212
    13 53,529 305 214
    14 53,834 307 215
    15 54,141 309 216
    16 54,450 310 217
    17 54,760 312 218
    18 55,072 314 220
    19 55,386 316 221
    20 55,702 318 222
    TOTAL $6,019 $4,214
  • 2
    LOCAL CD
    Central Bank & Trust Company
    0.55%
    -
    $50,000
    48 Month
    Bank
    0.67x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 3
    LOCAL CD
    Sunrise Banks, National Association
    1.14%
    -
    $50,000
    60 Month
    Bank
    1.24x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.14%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 570 399
    2 50,570 576 404
    3 51,146 583 408
    4 51,730 590 413
    5 52,319 596 418
    6 52,916 603 422
    7 53,519 610 427
    8 54,129 617 432
    9 54,746 624 437
    10 55,370 631 442
    11 56,001 638 447
    12 56,640 646 452
    13 57,286 653 457
    14 57,939 661 462
    15 58,599 668 468
    16 59,267 676 473
    17 59,943 683 478
    18 60,626 691 484
    19 61,317 699 489
    20 62,016 707 495
    TOTAL $12,723 $8,906
  • 4
    LOCAL CD
    Great Southern Bank
    0.60%
    -
    $50,000
    48 Month
    Bank
    0.73x (National Avg. - 0.82%)
    $250
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

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    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

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