Compare Savings vs. CDs
Comparison of Deposit Account from GROW FINANCIAL with 1.11% - November 2025


Long-Term Analysis of GROW FINANCIAL with 4.02% APY and GROW FINANCIAL with 1.11% APY and GROW FINANCIAL with 2.17% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    4.02%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    4.02%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,010 1,407
    2 52,010 2,091 1,464
    3 54,101 2,175 1,522
    4 56,276 2,262 1,584
    5 58,538 2,353 1,647
    6 60,891 2,448 1,713
    7 63,339 2,546 1,782
    8 65,885 2,649 1,854
    9 68,534 2,755 1,929
    10 71,289 2,866 2,006
    11 74,155 2,981 2,087
    12 77,136 3,101 2,171
    13 80,237 3,226 2,258
    14 83,462 3,355 2,349
    15 86,817 3,490 2,443
    16 90,307 3,630 2,541
    17 93,938 3,776 2,643
    18 97,714 3,928 2,750
    19 101,642 4,086 2,860
    20 105,728 4,250 2,975
    TOTAL $59,978 $41,985
  • 2
    LOCAL MONEY MARKET
    1.11%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $0
     
    SCENARIO
    Year Rate
    1.11%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 555 389
    2 50,555 561 393
    3 51,116 567 397
    4 51,684 574 402
    5 52,257 580 406
    6 52,837 586 411
    7 53,424 593 415
    8 54,017 600 420
    9 54,616 606 424
    10 55,223 613 429
    11 55,836 620 434
    12 56,455 627 439
    13 57,082 634 444
    14 57,716 641 448
    15 58,356 648 453
    16 59,004 655 458
    17 59,659 662 464
    18 60,321 670 469
    19 60,991 677 474
    20 61,668 685 479
    TOTAL $12,352 $8,647
  • 3
    LOCAL MONEY MARKET
    2.17%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $250,000
     
    SCENARIO
    Year Rate
    2.17%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,085 760
    2 51,085 1,109 776
    3 52,194 1,133 793
    4 53,326 1,157 810
    5 54,483 1,182 828
    6 55,666 1,208 846
    7 56,874 1,234 864
    8 58,108 1,261 883
    9 59,369 1,288 902
    10 60,657 1,316 921
    11 61,973 1,345 941
    12 63,318 1,374 962
    13 64,692 1,404 983
    14 66,096 1,434 1,004
    15 67,530 1,465 1,026
    16 68,996 1,497 1,048
    17 70,493 1,530 1,071
    18 72,022 1,563 1,094
    19 73,585 1,597 1,118
    20 75,182 1,631 1,142
    TOTAL $26,814 $18,769

    All calculations are for demonstration purposes only.

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