This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 20 | 14 |
| 2 | 50,020 | 20 | 14 |
| 3 | 50,040 | 20 | 14 |
| 4 | 50,060 | 20 | 14 |
| 5 | 50,080 | 20 | 14 |
| 6 | 50,100 | 20 | 14 |
| 7 | 50,120 | 20 | 14 |
| 8 | 50,140 | 20 | 14 |
| 9 | 50,160 | 20 | 14 |
| 10 | 50,180 | 20 | 14 |
| 11 | 50,200 | 20 | 14 |
| 12 | 50,220 | 20 | 14 |
| 13 | 50,241 | 20 | 14 |
| 14 | 50,261 | 20 | 14 |
| 15 | 50,281 | 20 | 14 |
| 16 | 50,301 | 20 | 14 |
| 17 | 50,321 | 20 | 14 |
| 18 | 50,341 | 20 | 14 |
| 19 | 50,361 | 20 | 14 |
| 20 | 50,381 | 20 | 14 |
| TOTAL | $402 | $281 |
| Year | Rate 0.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 263 | 184 |
| 2 | 50,263 | 264 | 185 |
| 3 | 50,526 | 265 | 186 |
| 4 | 50,792 | 267 | 187 |
| 5 | 51,058 | 268 | 188 |
| 6 | 51,326 | 269 | 189 |
| 7 | 51,596 | 271 | 190 |
| 8 | 51,867 | 272 | 191 |
| 9 | 52,139 | 274 | 192 |
| 10 | 52,413 | 275 | 193 |
| 11 | 52,688 | 277 | 194 |
| 12 | 52,965 | 278 | 195 |
| 13 | 53,243 | 280 | 196 |
| 14 | 53,522 | 281 | 197 |
| 15 | 53,803 | 282 | 198 |
| 16 | 54,086 | 284 | 199 |
| 17 | 54,369 | 285 | 200 |
| 18 | 54,655 | 287 | 201 |
| 19 | 54,942 | 288 | 202 |
| 20 | 55,230 | 290 | 203 |
| TOTAL | $5,520 | $3,864 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.34% |
$500 |
Learn More | |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$5,000 |
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Last change: ↓0.05% on October 7. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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