Compare Savings vs. CDs
Comparison of Deposit Account from Happen Bank, formerly LendingClub with 3.40%
- October 2026
Long-Term Analysis of Happen Bank, formerly LendingClub with 4.20% APY and Happen Bank, formerly LendingClub with 3.45% APY and Happen Bank, formerly LendingClub with 3.40% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1ONLINE CD4.20%-$50,0006 MonthBank10.40x (National Avg. - 0.40%)$500SCENARIO
Year Rate
4.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,100 1,470 2 52,100 2,188 1,532 3 54,288 2,280 1,596 4 56,568 2,376 1,663 5 58,944 2,476 1,733 6 61,420 2,580 1,806 7 63,999 2,688 1,882 8 66,687 2,801 1,961 9 69,488 2,919 2,043 10 72,407 3,041 2,129 11 75,448 3,169 2,218 12 78,617 3,302 2,311 13 81,919 3,441 2,408 14 85,359 3,585 2,510 15 88,944 3,736 2,615 16 92,680 3,893 2,725 17 96,573 4,056 2,839 18 100,629 4,226 2,958 19 104,855 4,404 3,083 20 109,259 4,589 3,212 TOTAL $63,848 $44,693 - 2ONLINE CD3.45%-$50,00036 MonthBank4.55x (National Avg. - 0.76%)$500SCENARIO
Year Rate
3.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,725 1,208 2 51,725 1,785 1,249 3 53,510 1,846 1,292 4 55,356 1,910 1,337 5 57,265 1,976 1,383 6 59,241 2,044 1,431 7 61,285 2,114 1,480 8 63,399 2,187 1,531 9 65,586 2,263 1,584 10 67,849 2,341 1,639 11 70,190 2,422 1,695 12 72,612 2,505 1,754 13 75,117 2,592 1,814 14 77,708 2,681 1,877 15 80,389 2,773 1,941 16 83,162 2,869 2,008 17 86,032 2,968 2,078 18 89,000 3,070 2,149 19 92,070 3,176 2,223 20 95,247 3,286 2,300 TOTAL $48,533 $33,973 - 3ONLINE CD3.40%-$50,00060 MonthBank3.66x (National Avg. - 0.93%)$500SCENARIO
Year Rate
3.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,700 1,190 2 51,700 1,758 1,230 3 53,458 1,818 1,272 4 55,275 1,879 1,316 5 57,155 1,943 1,360 6 59,098 2,009 1,407 7 61,107 2,078 1,454 8 63,185 2,148 1,504 9 65,333 2,221 1,555 10 67,555 2,297 1,608 11 69,851 2,375 1,662 12 72,226 2,456 1,719 13 74,682 2,539 1,777 14 77,221 2,626 1,838 15 79,847 2,715 1,900 16 82,562 2,807 1,965 17 85,369 2,903 2,032 18 88,271 3,001 2,101 19 91,272 3,103 2,172 20 94,376 3,209 2,246 TOTAL $47,584 $33,309
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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