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Comparison of Deposit Account from HEALTH ADVANTAGE with 1.50% - June 2025


Long-Term Analysis of Western Alliance Bank with 0.45% APY and Associated Bank, National Association with 0.01% APY and HEALTH ADVANTAGE with 1.50% APY and First Western Bank & Trust with 1.00% APY and McCurtain County National Bank with 0.59% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Western Alliance Bank
    0.45%
    -
    $50,000
    36 Month
    Bank
    0.60x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 2
    LOCAL CD
    Associated Bank, National Association
    0.01%
    -
    $50,000
    18 Month
    Bank
    0.02x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 3
    LOCAL CD
    HEALTH ADVANTAGE
    1.50%
    -
    $50,000
    60 Month
    Credit Union
    1.63x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 750 525
    2 50,750 761 533
    3 51,511 773 541
    4 52,284 784 549
    5 53,068 796 557
    6 53,864 808 566
    7 54,672 820 574
    8 55,492 832 583
    9 56,325 845 591
    10 57,169 858 600
    11 58,027 870 609
    12 58,897 883 618
    13 59,781 897 628
    14 60,678 910 637
    15 61,588 924 647
    16 62,512 938 656
    17 63,449 952 666
    18 64,401 966 676
    19 65,367 981 686
    20 66,348 995 697
    TOTAL $17,343 $12,140
  • 4
    LOCAL CD
    First Western Bank & Trust
    1.00%
    -
    $50,000
    60 Month
    Bank
    1.09x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 5
    LOCAL CD
    McCurtain County National Bank
    0.59%
    -
    $50,000
    48 Month
    Bank
    0.72x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.59%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 295 207
    2 50,295 297 208
    3 50,592 298 209
    4 50,890 300 210
    5 51,190 302 211
    6 51,493 304 213
    7 51,796 306 214
    8 52,102 307 215
    9 52,409 309 216
    10 52,719 311 218
    11 53,030 313 219
    12 53,342 315 220
    13 53,657 317 222
    14 53,974 318 223
    15 54,292 320 224
    16 54,613 322 226
    17 54,935 324 227
    18 55,259 326 228
    19 55,585 328 230
    20 55,913 330 231
    TOTAL $6,243 $4,370

    All calculations are for demonstration purposes only.

    Featured CD Rates

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    Last change: ↓0.50% on October 1, 2024.

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    Warning: Early Withdrawal Penalty is 180 days interest.

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    Early Withdrawal Penalty is 6 months interest.

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