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Comparison of Deposit Account from Hendricks County Bank and Trust Company with 0.98% - May 2025


Long-Term Analysis of BAPTIST HEALTH with 0.40% APY and HONDA with 1.00% APY and Hendricks County Bank and Trust Company with 0.98% APY and FAMILY FIRST OF NY with 0.03% APY and East West Bank with 0.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    BAPTIST HEALTH
    0.40%
    -
    $50,000
    12 Month
    Credit Union
    0.73x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    LOCAL CD
    HONDA
    1.00%
    -
    $50,000
    36 Month
    Credit Union
    1.33x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 3
    LOCAL CD
    Hendricks County Bank and Trust Company
    0.98%
    -
    $50,000
    48 Month
    Bank
    1.20x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.98%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 490 343
    2 50,490 495 346
    3 50,985 500 350
    4 51,484 505 353
    5 51,989 509 357
    6 52,498 514 360
    7 53,013 520 364
    8 53,533 525 367
    9 54,057 530 371
    10 54,587 535 374
    11 55,122 540 378
    12 55,662 545 382
    13 56,208 551 386
    14 56,758 556 389
    15 57,315 562 393
    16 57,876 567 397
    17 58,443 573 401
    18 59,016 578 405
    19 59,595 584 409
    20 60,179 590 413
    TOTAL $10,768 $7,538
  • 4
    LOCAL SAVINGS
    FAMILY FIRST OF NY
    0.03%
    -
    $50,000
    N.A.
    Credit Union
    0.13x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 5
    LOCAL CD
    East West Bank
    0.05%
    -
    $50,000
    6 Month
    Bank
    0.12x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352

    All calculations are for demonstration purposes only.

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