Compare Savings vs. CDs
Comparison of Deposit Account from Heritage Bank National Association with 1.72% - January 2023


Long-Term Analysis of Heritage Bank National Association with 1.72% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    ONLINE SAVINGS
    1.72%
    -
    $50,000
    N.A.
    Bank
    17.20x (National Avg. - 0.10%)
    $230,000
     
    SCENARIO
    Year Rate
    1.72%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 860 602
    2 50,860 875 612
    3 51,735 890 623
    4 52,625 905 634
    5 53,530 921 644
    6 54,450 937 656
    7 55,387 953 667
    8 56,340 969 678
    9 57,309 986 690
    10 58,294 1,003 702
    11 59,297 1,020 714
    12 60,317 1,037 726
    13 61,354 1,055 739
    14 62,410 1,073 751
    15 63,483 1,092 764
    16 64,575 1,111 777
    17 65,686 1,130 791
    18 66,816 1,149 804
    19 67,965 1,169 818
    20 69,134 1,189 832
    TOTAL $20,323 $14,226

    All calculations are for demonstration purposes only.