This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 475 | 333 |
| 2 | 50,475 | 480 | 336 |
| 3 | 50,955 | 484 | 339 |
| 4 | 51,439 | 489 | 342 |
| 5 | 51,927 | 493 | 345 |
| 6 | 52,421 | 498 | 349 |
| 7 | 52,919 | 503 | 352 |
| 8 | 53,421 | 508 | 355 |
| 9 | 53,929 | 512 | 359 |
| 10 | 54,441 | 517 | 362 |
| 11 | 54,958 | 522 | 365 |
| 12 | 55,480 | 527 | 369 |
| 13 | 56,007 | 532 | 372 |
| 14 | 56,540 | 537 | 376 |
| 15 | 57,077 | 542 | 380 |
| 16 | 57,619 | 547 | 383 |
| 17 | 58,166 | 553 | 387 |
| 18 | 58,719 | 558 | 390 |
| 19 | 59,277 | 563 | 394 |
| 20 | 59,840 | 568 | 398 |
| TOTAL | $10,408 | $7,286 |
| Year | Rate 0.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 305 | 214 |
| 2 | 50,305 | 307 | 215 |
| 3 | 50,612 | 309 | 216 |
| 4 | 50,921 | 311 | 217 |
| 5 | 51,231 | 313 | 219 |
| 6 | 51,544 | 314 | 220 |
| 7 | 51,858 | 316 | 221 |
| 8 | 52,174 | 318 | 223 |
| 9 | 52,493 | 320 | 224 |
| 10 | 52,813 | 322 | 226 |
| 11 | 53,135 | 324 | 227 |
| 12 | 53,459 | 326 | 228 |
| 13 | 53,785 | 328 | 230 |
| 14 | 54,113 | 330 | 231 |
| 15 | 54,444 | 332 | 232 |
| 16 | 54,776 | 334 | 234 |
| 17 | 55,110 | 336 | 235 |
| 18 | 55,446 | 338 | 237 |
| 19 | 55,784 | 340 | 238 |
| 20 | 56,124 | 342 | 240 |
| TOTAL | $6,467 | $4,527 |
| Year | Rate 4.54% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,270 | 1,589 |
| 2 | 52,270 | 2,373 | 1,661 |
| 3 | 54,643 | 2,481 | 1,737 |
| 4 | 57,124 | 2,593 | 1,815 |
| 5 | 59,717 | 2,711 | 1,898 |
| 6 | 62,428 | 2,834 | 1,984 |
| 7 | 65,263 | 2,963 | 2,074 |
| 8 | 68,226 | 3,097 | 2,168 |
| 9 | 71,323 | 3,238 | 2,267 |
| 10 | 74,561 | 3,385 | 2,370 |
| 11 | 77,946 | 3,539 | 2,477 |
| 12 | 81,485 | 3,699 | 2,590 |
| 13 | 85,184 | 3,867 | 2,707 |
| 14 | 89,052 | 4,043 | 2,830 |
| 15 | 93,095 | 4,226 | 2,959 |
| 16 | 97,321 | 4,418 | 3,093 |
| 17 | 101,740 | 4,619 | 3,233 |
| 18 | 106,359 | 4,829 | 3,380 |
| 19 | 111,187 | 5,048 | 3,534 |
| 20 | 116,235 | 5,277 | 3,694 |
| TOTAL | $71,512 | $50,059 |
| Year | Rate 1.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 675 | 473 |
| 2 | 50,675 | 684 | 479 |
| 3 | 51,359 | 693 | 485 |
| 4 | 52,052 | 703 | 492 |
| 5 | 52,755 | 712 | 499 |
| 6 | 53,467 | 722 | 505 |
| 7 | 54,189 | 732 | 512 |
| 8 | 54,921 | 741 | 519 |
| 9 | 55,662 | 751 | 526 |
| 10 | 56,414 | 762 | 533 |
| 11 | 57,175 | 772 | 540 |
| 12 | 57,947 | 782 | 548 |
| 13 | 58,729 | 793 | 555 |
| 14 | 59,522 | 804 | 562 |
| 15 | 60,326 | 814 | 570 |
| 16 | 61,140 | 825 | 578 |
| 17 | 61,966 | 837 | 586 |
| 18 | 62,802 | 848 | 593 |
| 19 | 63,650 | 859 | 601 |
| 20 | 64,509 | 871 | 610 |
| TOTAL | $15,380 | $10,766 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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|
Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
Learn More | |
|
Last change: ↓0.36% on March 12. |
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