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Comparison of Deposit Account from Home Federal Savings and Loan Association of Grand Island with 0.90% - December 2025


Long-Term Analysis of Home Federal Savings and Loan Association of Grand Island with 0.90% APY and QUEST with 0.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Home Federal Savings and Loan Association of Grand Island
    0.90%
    -
    $50,000
    24 Month
    Bank
    1.36x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 2
    LOCAL CD
    QUEST
    0.92%
    -
    $50,000
    48 Month
    Credit Union
    1.12x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 460 322
    2 50,460 464 325
    3 50,924 469 328
    4 51,393 473 331
    5 51,866 477 334
    6 52,343 482 337
    7 52,824 486 340
    8 53,310 490 343
    9 53,801 495 346
    10 54,296 500 350
    11 54,795 504 353
    12 55,299 509 356
    13 55,808 513 359
    14 56,321 518 363
    15 56,840 523 366
    16 57,363 528 369
    17 57,890 533 373
    18 58,423 537 376
    19 58,960 542 380
    20 59,503 547 383
    TOTAL $10,050 $7,035

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.

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