This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,325 | 928 |
| 2 | 51,325 | 1,360 | 952 |
| 3 | 52,685 | 1,396 | 977 |
| 4 | 54,081 | 1,433 | 1,003 |
| 5 | 55,514 | 1,471 | 1,030 |
| 6 | 56,986 | 1,510 | 1,057 |
| 7 | 58,496 | 1,550 | 1,085 |
| 8 | 60,046 | 1,591 | 1,114 |
| 9 | 61,637 | 1,633 | 1,143 |
| 10 | 63,270 | 1,677 | 1,174 |
| 11 | 64,947 | 1,721 | 1,205 |
| 12 | 66,668 | 1,767 | 1,237 |
| 13 | 68,435 | 1,814 | 1,269 |
| 14 | 70,248 | 1,862 | 1,303 |
| 15 | 72,110 | 1,911 | 1,338 |
| 16 | 74,021 | 1,962 | 1,373 |
| 17 | 75,982 | 2,014 | 1,409 |
| 18 | 77,996 | 2,067 | 1,447 |
| 19 | 80,063 | 2,122 | 1,485 |
| 20 | 82,185 | 2,178 | 1,525 |
| TOTAL | $34,362 | $24,054 |
| Year | Rate 1.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 580 | 406 |
| 2 | 50,580 | 587 | 411 |
| 3 | 51,167 | 594 | 415 |
| 4 | 51,760 | 600 | 420 |
| 5 | 52,361 | 607 | 425 |
| 6 | 52,968 | 614 | 430 |
| 7 | 53,582 | 622 | 435 |
| 8 | 54,204 | 629 | 440 |
| 9 | 54,833 | 636 | 445 |
| 10 | 55,469 | 643 | 450 |
| 11 | 56,112 | 651 | 456 |
| 12 | 56,763 | 658 | 461 |
| 13 | 57,422 | 666 | 466 |
| 14 | 58,088 | 674 | 472 |
| 15 | 58,762 | 682 | 477 |
| 16 | 59,443 | 690 | 483 |
| 17 | 60,133 | 698 | 488 |
| 18 | 60,830 | 706 | 494 |
| 19 | 61,536 | 714 | 500 |
| 20 | 62,250 | 722 | 505 |
| TOTAL | $12,972 | $9,080 |
| Year | Rate 1.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 855 | 599 |
| 2 | 50,855 | 870 | 609 |
| 3 | 51,725 | 884 | 619 |
| 4 | 52,609 | 900 | 630 |
| 5 | 53,509 | 915 | 640 |
| 6 | 54,424 | 931 | 651 |
| 7 | 55,354 | 947 | 663 |
| 8 | 56,301 | 963 | 674 |
| 9 | 57,264 | 979 | 685 |
| 10 | 58,243 | 996 | 697 |
| 11 | 59,239 | 1,013 | 709 |
| 12 | 60,252 | 1,030 | 721 |
| 13 | 61,282 | 1,048 | 734 |
| 14 | 62,330 | 1,066 | 746 |
| 15 | 63,396 | 1,084 | 759 |
| 16 | 64,480 | 1,103 | 772 |
| 17 | 65,583 | 1,121 | 785 |
| 18 | 66,704 | 1,141 | 798 |
| 19 | 67,845 | 1,160 | 812 |
| 20 | 69,005 | 1,180 | 826 |
| TOTAL | $20,185 | $14,129 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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