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Comparison of Deposit Account from HOPKINS COUNTY TEACHERS with 1.00% - June 2025


Long-Term Analysis of HOPKINS COUNTY TEACHERS with 1.00% APY and Oakwood Bank with 0.85% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    HOPKINS COUNTY TEACHERS
    1.00%
    -
    $50,000
    36 Month
    Credit Union
    1.33x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 501 351
    2 50,501 506 354
    3 51,007 511 358
    4 51,518 516 361
    5 52,034 521 365
    6 52,556 527 369
    7 53,082 532 372
    8 53,614 537 376
    9 54,151 543 380
    10 54,694 548 384
    11 55,242 554 387
    12 55,796 559 391
    13 56,355 565 395
    14 56,919 570 399
    15 57,490 576 403
    16 58,066 582 407
    17 58,648 588 411
    18 59,235 594 415
    19 59,829 599 420
    20 60,428 605 424
    TOTAL $11,034 $7,724
  • 2
    LOCAL CD
    Oakwood Bank
    0.85%
    -
    $50,000
    12 Month
    Bank
    1.54x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

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    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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    Last Update on June 18, 2025

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