This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,170 | 1,519 |
| 2 | 52,170 | 2,264 | 1,585 |
| 3 | 54,434 | 2,362 | 1,654 |
| 4 | 56,797 | 2,465 | 1,725 |
| 5 | 59,262 | 2,572 | 1,800 |
| 6 | 61,834 | 2,684 | 1,879 |
| 7 | 64,517 | 2,800 | 1,960 |
| 8 | 67,317 | 2,922 | 2,045 |
| 9 | 70,239 | 3,048 | 2,134 |
| 10 | 73,287 | 3,181 | 2,226 |
| 11 | 76,468 | 3,319 | 2,323 |
| 12 | 79,786 | 3,463 | 2,424 |
| 13 | 83,249 | 3,613 | 2,529 |
| 14 | 86,862 | 3,770 | 2,639 |
| 15 | 90,632 | 3,933 | 2,753 |
| 16 | 94,565 | 4,104 | 2,873 |
| 17 | 98,670 | 4,282 | 2,998 |
| 18 | 102,952 | 4,468 | 3,128 |
| 19 | 107,420 | 4,662 | 3,263 |
| 20 | 112,082 | 4,864 | 3,405 |
| TOTAL | $66,946 | $46,862 |
| Year | Rate 2.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,265 | 886 |
| 2 | 51,265 | 1,297 | 908 |
| 3 | 52,562 | 1,330 | 931 |
| 4 | 53,892 | 1,363 | 954 |
| 5 | 55,255 | 1,398 | 979 |
| 6 | 56,653 | 1,433 | 1,003 |
| 7 | 58,087 | 1,470 | 1,029 |
| 8 | 59,556 | 1,507 | 1,055 |
| 9 | 61,063 | 1,545 | 1,081 |
| 10 | 62,608 | 1,584 | 1,109 |
| 11 | 64,192 | 1,624 | 1,137 |
| 12 | 65,816 | 1,665 | 1,166 |
| 13 | 67,481 | 1,707 | 1,195 |
| 14 | 69,188 | 1,750 | 1,225 |
| 15 | 70,939 | 1,795 | 1,256 |
| 16 | 72,733 | 1,840 | 1,288 |
| 17 | 74,574 | 1,887 | 1,321 |
| 18 | 76,460 | 1,934 | 1,354 |
| 19 | 78,395 | 1,983 | 1,388 |
| 20 | 80,378 | 2,034 | 1,423 |
| TOTAL | $32,412 | $22,688 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |