Compare Savings vs. CDs
Comparison of Deposit Account from I. H. MISSISSIPPI VALLEY with 1.00%
- October 2026
Long-Term Analysis of I. H. MISSISSIPPI VALLEY with 1.00% APY and IMPACT CREDIT UNION, INC. with 1.01% APY and Palmetto State Bank with 0.60% APY and The Clay City Banking Co. with 4.06% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.00%-$50,00036 MonthCredit Union1.32x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CD1.01%-$50,00048 MonthCredit Union1.23x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 3LOCAL CD0.60%-$50,00024 MonthBank0.90x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 4LOCAL CD4.06%-$50,0007 MonthBankN.A.$1,000SCENARIO
Year Rate
4.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,030 1,421 2 52,030 2,112 1,479 3 54,142 2,198 1,539 4 56,341 2,287 1,601 5 58,628 2,380 1,666 6 61,008 2,477 1,734 7 63,485 2,578 1,804 8 66,063 2,682 1,878 9 68,745 2,791 1,954 10 71,536 2,904 2,033 11 74,440 3,022 2,116 12 77,463 3,145 2,201 13 80,608 3,273 2,291 14 83,880 3,406 2,384 15 87,286 3,544 2,481 16 90,830 3,688 2,581 17 94,517 3,837 2,686 18 98,355 3,993 2,795 19 102,348 4,155 2,909 20 106,503 4,324 3,027 TOTAL $60,827 $42,579
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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