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Comparison of Deposit Account from IAA with 0.92% - November 2026


Long-Term Analysis of IAA with 0.92% APY and EVERWISE with 1.62% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    IAA
    0.92%
    -
    $50,000
    18 Month
    Credit Union
    1.58x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 460 322
    2 50,460 464 325
    3 50,924 469 328
    4 51,393 473 331
    5 51,866 477 334
    6 52,343 482 337
    7 52,824 486 340
    8 53,310 490 343
    9 53,801 495 346
    10 54,296 500 350
    11 54,795 504 353
    12 55,299 509 356
    13 55,808 513 359
    14 56,321 518 363
    15 56,840 523 366
    16 57,363 528 369
    17 57,890 533 373
    18 58,423 537 376
    19 58,960 542 380
    20 59,503 547 383
    TOTAL $10,050 $7,035
  • 2
    LOCAL CD
    EVERWISE
    1.62%
    -
    $50,000
    18 Month
    Credit Union
    2.79x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    1.62%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 810 567
    2 50,810 823 576
    3 51,633 836 586
    4 52,470 850 595
    5 53,320 864 605
    6 54,183 878 614
    7 55,061 892 624
    8 55,953 906 635
    9 56,860 921 645
    10 57,781 936 655
    11 58,717 951 666
    12 59,668 967 677
    13 60,635 982 688
    14 61,617 998 699
    15 62,615 1,014 710
    16 63,629 1,031 722
    17 64,660 1,047 733
    18 65,708 1,064 745
    19 66,772 1,082 757
    20 67,854 1,099 769
    TOTAL $18,953 $13,267

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.81% on April 27.

    Last change: ↑0.80% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.78% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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