This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,515 | 1,061 |
| 2 | 51,515 | 1,561 | 1,093 |
| 3 | 53,076 | 1,608 | 1,126 |
| 4 | 54,684 | 1,657 | 1,160 |
| 5 | 56,341 | 1,707 | 1,195 |
| 6 | 58,048 | 1,759 | 1,231 |
| 7 | 59,807 | 1,812 | 1,269 |
| 8 | 61,619 | 1,867 | 1,307 |
| 9 | 63,486 | 1,924 | 1,347 |
| 10 | 65,410 | 1,982 | 1,387 |
| 11 | 67,392 | 2,042 | 1,429 |
| 12 | 69,434 | 2,104 | 1,473 |
| 13 | 71,538 | 2,168 | 1,517 |
| 14 | 73,705 | 2,233 | 1,563 |
| 15 | 75,938 | 2,301 | 1,611 |
| 16 | 78,239 | 2,371 | 1,659 |
| 17 | 80,610 | 2,442 | 1,710 |
| 18 | 83,053 | 2,516 | 1,762 |
| 19 | 85,569 | 2,593 | 1,815 |
| 20 | 88,162 | 2,671 | 1,870 |
| TOTAL | $40,833 | $28,583 |
| Year | Rate 1.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 755 | 529 |
| 2 | 50,755 | 766 | 536 |
| 3 | 51,521 | 778 | 545 |
| 4 | 52,299 | 790 | 553 |
| 5 | 53,089 | 802 | 561 |
| 6 | 53,891 | 814 | 570 |
| 7 | 54,704 | 826 | 578 |
| 8 | 55,531 | 839 | 587 |
| 9 | 56,369 | 851 | 596 |
| 10 | 57,220 | 864 | 605 |
| 11 | 58,084 | 877 | 614 |
| 12 | 58,961 | 890 | 623 |
| 13 | 59,852 | 904 | 633 |
| 14 | 60,755 | 917 | 642 |
| 15 | 61,673 | 931 | 652 |
| 16 | 62,604 | 945 | 662 |
| 17 | 63,549 | 960 | 672 |
| 18 | 64,509 | 974 | 682 |
| 19 | 65,483 | 989 | 692 |
| 20 | 66,472 | 1,004 | 703 |
| TOTAL | $17,476 | $12,233 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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4.15% |
$1,500 |
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Last change: ↓0.05% on December 1. |
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4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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