This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 553 | 387 |
| 2 | 50,553 | 559 | 391 |
| 3 | 51,111 | 565 | 395 |
| 4 | 51,676 | 571 | 400 |
| 5 | 52,247 | 577 | 404 |
| 6 | 52,824 | 584 | 409 |
| 7 | 53,408 | 590 | 413 |
| 8 | 53,998 | 597 | 418 |
| 9 | 54,595 | 603 | 422 |
| 10 | 55,198 | 610 | 427 |
| 11 | 55,808 | 617 | 432 |
| 12 | 56,425 | 623 | 436 |
| 13 | 57,048 | 630 | 441 |
| 14 | 57,679 | 637 | 446 |
| 15 | 58,316 | 644 | 451 |
| 16 | 58,960 | 652 | 456 |
| 17 | 59,612 | 659 | 461 |
| 18 | 60,270 | 666 | 466 |
| 19 | 60,936 | 673 | 471 |
| 20 | 61,610 | 681 | 477 |
| TOTAL | $12,291 | $8,603 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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