This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 603 | 422 |
| 2 | 50,603 | 610 | 427 |
| 3 | 51,212 | 617 | 432 |
| 4 | 51,829 | 625 | 437 |
| 5 | 52,454 | 632 | 442 |
| 6 | 53,086 | 640 | 448 |
| 7 | 53,726 | 647 | 453 |
| 8 | 54,373 | 655 | 459 |
| 9 | 55,028 | 663 | 464 |
| 10 | 55,691 | 671 | 470 |
| 11 | 56,362 | 679 | 475 |
| 12 | 57,042 | 687 | 481 |
| 13 | 57,729 | 696 | 487 |
| 14 | 58,425 | 704 | 493 |
| 15 | 59,129 | 712 | 499 |
| 16 | 59,841 | 721 | 505 |
| 17 | 60,562 | 730 | 511 |
| 18 | 61,292 | 739 | 517 |
| 19 | 62,031 | 747 | 523 |
| 20 | 62,778 | 756 | 530 |
| TOTAL | $13,534 | $9,474 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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