Compare Savings vs. CDs
Comparison of Deposit Account from INDIANHEAD with 1.21% - July 2025


Long-Term Analysis of INDIANHEAD with 0.70% APY and INDIANHEAD with 1.21% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.70%
    -
    $50,000
    12 Month
    Credit Union
    1.27x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 351 246
    2 50,351 353 247
    3 50,704 356 249
    4 51,060 358 251
    5 51,419 361 253
    6 51,780 363 254
    7 52,143 366 256
    8 52,509 369 258
    9 52,878 371 260
    10 53,249 374 262
    11 53,623 376 264
    12 53,999 379 265
    13 54,378 382 267
    14 54,760 384 269
    15 55,145 387 271
    16 55,532 390 273
    17 55,922 393 275
    18 56,314 395 277
    19 56,709 398 279
    20 57,108 401 281
    TOTAL $7,508 $5,256
  • 2
    LOCAL CD
    1.21%
    -
    $50,000
    60 Month
    Credit Union
    1.31x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.21%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 603 422
    2 50,603 610 427
    3 51,212 617 432
    4 51,829 625 437
    5 52,454 632 442
    6 53,086 640 448
    7 53,726 647 453
    8 54,373 655 459
    9 55,028 663 464
    10 55,691 671 470
    11 56,362 679 475
    12 57,042 687 481
    13 57,729 696 487
    14 58,425 704 493
    15 59,129 712 499
    16 59,841 721 505
    17 60,562 730 511
    18 61,292 739 517
    19 62,031 747 523
    20 62,778 756 530
    TOTAL $13,534 $9,474

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.06% on June 24.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.