This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
| Year | Rate 1.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 597 | 418 |
| 2 | 50,597 | 604 | 423 |
| 3 | 51,201 | 611 | 428 |
| 4 | 51,812 | 619 | 433 |
| 5 | 52,431 | 626 | 438 |
| 6 | 53,057 | 634 | 443 |
| 7 | 53,691 | 641 | 449 |
| 8 | 54,332 | 649 | 454 |
| 9 | 54,980 | 656 | 460 |
| 10 | 55,637 | 664 | 465 |
| 11 | 56,301 | 672 | 471 |
| 12 | 56,973 | 680 | 476 |
| 13 | 57,654 | 688 | 482 |
| 14 | 58,342 | 697 | 488 |
| 15 | 59,039 | 705 | 493 |
| 16 | 59,744 | 713 | 499 |
| 17 | 60,457 | 722 | 505 |
| 18 | 61,179 | 730 | 511 |
| 19 | 61,909 | 739 | 517 |
| 20 | 62,648 | 748 | 524 |
| TOTAL | $13,396 | $9,378 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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