This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 0.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 480 | 336 |
| 2 | 50,480 | 485 | 339 |
| 3 | 50,965 | 489 | 342 |
| 4 | 51,454 | 494 | 346 |
| 5 | 51,948 | 499 | 349 |
| 6 | 52,447 | 503 | 352 |
| 7 | 52,950 | 508 | 356 |
| 8 | 53,458 | 513 | 359 |
| 9 | 53,972 | 518 | 363 |
| 10 | 54,490 | 523 | 366 |
| 11 | 55,013 | 528 | 370 |
| 12 | 55,541 | 533 | 373 |
| 13 | 56,074 | 538 | 377 |
| 14 | 56,612 | 543 | 380 |
| 15 | 57,156 | 549 | 384 |
| 16 | 57,705 | 554 | 388 |
| 17 | 58,259 | 559 | 391 |
| 18 | 58,818 | 565 | 395 |
| 19 | 59,382 | 570 | 399 |
| 20 | 59,953 | 576 | 403 |
| TOTAL | $10,528 | $7,370 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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